Does anyone know anything about JD loans? Pros or cons? I really want to buy but don’t have enough for a large down payment and trying to explore options.

For you guys that have car allowance. How much do you get?

How long does it take biglaw attorneys to hit $1 Million in net worth? Do most hit that before making partner? Curious because I left private practice a few years in and wondering how it would have ended up

Good accountant recs for tax filing? Relatively simple (w2, worked in 2 states). Just need to make sure I’m doing a few withholdings and state vs state things right. I’m in CA but open to suggestions. Thanks!

How to invest in Direct Growth Funds? I've created a CAN ID using MF Utilities. It asks me to login and proceed but I don't have my login ID generated. Should I wait for more time as my CAN ID was approved only yesterday?

Are there sites folks here use to find fixer uppers? Any rexommendations on sites where you have found comprehensive listings, good searchability, and cover foreclosures, short sales and properties needing general TLC? Thank you.

What are you doing with your portfolio with the upcoming election?

1. Selling some stocks and clearing up powder to get the best deals
2. Holding what I have and DCA as always
3. Selling everything as I think it's going to blow up like 2008

Also indicate your typical investment horizon.

Best credit card for a consultant and why? I have heard CSR but trying to figure out the logic

Hi Everyone - trying time refinance my 30 yr to 15 year. Currently have 4.5%. What lender have you seen offer the best rate for 15 year? Lowest I have seen is 2.875% with LoanLock

I have to borrow around 10k l. I can sell stocks (have more than enough in my brokerage) but don't to realize cap gains. Any downside of a personal loan? I've heard that that can lower the credit score. I have about 750.

How should be my CTC structure in order to save taxes?

How do I find my true FIRE number, not the 4% rule based shorthand. I am at $3M net worth but I don’t own my home. Live in HCOL (SF/NY) where I could buy something but one, I feel I’m being a sucker buying inflated real estate, and two, I think my investments will compound faster than real estate. I’m 40. So should I calculate FIRE based on my current rent plus inflation, or based on taking on a big mortgage, locking up chunk of net worth into down payment and mortgage — and won’t then FIRE soon

Any recommendations for debt collectors (fintech company)?

Which firms in the region still offer a living allowance?

I run a D2C SaaS startup with a few dozen subscribers, and am trying to clean up our finances as we start growing & collecting real revenue. Looking for a guide to set up our balance sheet and figure out shareholder equity / model out what would happen if we accept funding. Anyone have shareable templates? Thanks a lot

I'm looking to sell my condo unit in Florida. How much commission should I realistically expect to pay the realtor in this market? Given how hot the current market is, is it fair to say that the realtor can agree to negotiate his commission down from 6% to 4%? Has anyone been successful in negotiating down the realtor commission? If so, please share some tips. TIA

Noob here, what wallet do you guys use to store bitcoin and etherum? I thought JAXX was good but it has some bad App Store reviews. Is the website any better? Or any other recommendations?

How do my fellow automotive fish feel about buying a used 911 4S convertible ? About 10 years old, maybe like 60k miles and up to 3 owners. Always wanted a nice car and honestly can’t afford a new 911 so thinking about this. Seeing some around 60-70k and plan to use for 5-7 years and hopefully then sell for about half (30-40 k). Is the idea feasible and anything I should be concerned about? Any tips (like model year / trim) would be greatly appreciated. Thanks

Looks like EY restricts most investments…had to get rid of most of mine..how do EY’ers handle this?

Any downside to buying Bitcoin on Robinhood VS Coinbase?

I have offer from both optum and capital one for senior software Engineer role? Compensation is comparable
Yoe: 6yrs
Where should I join? Please help

Do you have 1-5 years of experience and looking to move into accounting/finance roles? I work for a company that provides people coming out of public accounting a salaried rotation program with clients in acct/finance roles. Willing to refer or talk about my experience if interested - have worked 30-40 hrs the last year since I joined with 3/4 clients.

How longs does it normally take to go through the match process

Hi Everyone,
Is it just me or has anyone noticed the recent down fall in pace of recruitment.

VOIS or LTIMINDTREE, tech stack Java, spring boot, microservices, Kafka? Which company have job security and no lay offs ? Package is same 20 lpa both. Yeo 4.5 years.

Hi Fishes,

Anybody from O.C.Tanner or else know about it?

Bring your kids to work day edition:

“What I’m really concerned with is a head injury”

“Do you have to go potty before your meeting?”

Lateraled to a new firm ~2 months ago and have a planned vacation coming up in 1 month (this was planned way before the move, even before I had considered interviewing). Recruiting and the head of my practice group gave me the OK on the vacation before I joined, but I’m still stressed about telling people I’m about to go on vacation as a new joiner to the firm. Words of advice/good vibes/etc., all greatly appreciated.

If you could earn top status at any of the big 3 out of LAX which would you pick and why?

Hi folks, I am currently working in a product based Tata organisation. However, I want to switch to service based work and have been selected at Tech Mahindra as a Business consultant at U4 level. They are giving me 35% hike on my current salary. Not sure if this would be the right deal! Can someone throw some light on the consultancy wing of TechM and the work culture in here?!

34/M here. Had an uncontested dissolution in October, shortly after began dating someone I’d met a couple months earlier. She’s 35/F - I think she’s absolutely fantastic and we’re a wonderful fit. Asked her to move into my apartment with me last week - she’s in agreement but others have told me to “take it slow.” What do you think, am I moving too fast?

Which agency within Publicis Health do you think is the most successful?

Having trouble selling my (retired) dad's house. It needs a lot of work, but has great character. What if I buy it myself for a low, low price? Then I would be able to get a FHA 203k loan to do the updates. Rent it out or put it back on the market in the spring.

I'm thinking about making the switch from plaintiff's employment law to defense employment law. Anyone who's done both plaintiff and defense work - which side did you like better and why (excluding salary reasons)?

I work in a product based company, and one third of my CTC (~34%) is RSU vesting quarterly. When trying to switch, HR not considering RSU as salary and tells they can give hike only on fixed part, and offers me less than my current CTC. Happened more than once. Is it the industry practice or they just law balling me?

What is the usual entry level package of Manager at kgs gurugram?

What you guys are planning for the long weekend?

Question for home owners - do you prefer to roll your Homeowners Insurance into escrow and pay over the year? Or do you prefer a 1x payment. My insurance is offering a discount if I pay at once

Hi,
I'm working at Salesforce as CPQ support engineer. I would like to work in an interesting startup to expand my knowledge. Please suggest some good ones.
Thanks!

Having trouble selling my (retired) dad's house. It needs a lot of work, but has great character. What if I buy it myself for a low, low price? Then I would be able to get a FHA 203k loan to do the updates. Rent it out or put it back on the market in the spring.

I plan to buy a house next year but keep my current one.
Can the potential rent from my current home be used to qualify for a mortgage for the next house?

Hi Everyone - trying time refinance my 30 yr to 15 year. Currently have 4.5%. What lender have you seen offer the best rate for 15 year? Lowest I have seen is 2.875% with LoanLock

I'm looking to sell my condo unit in Florida. How much commission should I realistically expect to pay the realtor in this market? Given how hot the current market is, is it fair to say that the realtor can agree to negotiate his commission down from 6% to 4%? Has anyone been successful in negotiating down the realtor commission? If so, please share some tips. TIA

Tesla Solar Panels or Solar Roof? Which one is better?

Referral codes?

I have 3 rentals and one primary, all rentals and primary are single family homes, all have 50% to 60%. in equity, I want to buy another property, this time a triplex or fourplex but I don’t want to refinance to pull cash out, what’s the most effective way to get a loan for a down payment to a another property. All suggestions are appreciated. Thanks!

Can anyone offer any tips/advice for a first time home buyer? Would like to learn about any recommended first time buyer programs.

What are tips for staying objective to potential deals? I’m scouting out my first purchase now and keep getting caught up in the new construction in established areas and find myself making excuses for it to work when I know it won’t cash flow initially.

Any thoughts on investing in Monroe Township area of NJ ? Looking to buy a new construction condo in 300k+ range. I am hoping for a 8 to 10% appreciation in a couple yrs.

Do you guys think mortgage rates will go up over the next 5 years?
I have the option of doing 3.65% for 5 years or 3.95% for 10 years. This is for commercial real estate. Should I go with lower 5 year rate or try to lock in the higher 10 year rate?

Just went under contract for a sfh in Austin. 4.6% rate. Price point is high , at the top of my budget , but seems better than comps. Anyone have a crystal ball and can either reassure me or tell me I caught a falling knife? ;)

Closing in March/ April for a new construction. Is it recommended to do a 75-90 day rate lock now. Getting 3.25 rate for 30 year fixed

Can I get a mortgage if I just bought a house like a month ago? Like for an investment property even though the mortgage hasn’t shown up on my credit report yet?

First time homeowner this year. Should i go through an accountant to do my taxes? I’ve usually done them in turbotax to be honest. Any info appreciated

Anyone finding lenders with investment property refinance rates below 4.5%?

For any of you real estate investors, what tools or sources did you learn from when getting started. Can’t find a mentor currently so want to find some highly recommended books or videos. If focused on the tri-state area (NY, NJ, Long Island mainly) that would be even better. My hope is to buy and rent out a apartment while also owning a house and house hacking that by renting part of it out. Trying to understand all the steps, traps, and how to find if it’s a good investment.

[Seeking Opinion] hey I would love to get an opinion on a first time home buyer purchasing a school to make it into a home. Anyone here thought of doing it before? Pros? Cons?

I was thinking going in a mortgage with 3 other friends to cover the expense.

I have over 12 years in B2B sales/sales management experience along with a graduate degree. I am wanting to shift gears and I am at a point where I can invest time in myself to learn through practical experience. The new industry I am wanting to pursue is real estate investment. I have read all the books but want some hands on experience on the property management side. How could I best leverage my skills for a role in this, and what should my expectations be for negotiation in compensation?

Anyone investing in houston? I was thinking of Dallas and Austin initially but price is so high so wondering if there are other texas cities where I could invest in a sfh.