Does anyone mind sharing how they are saving for the future? Or just securing yourself? I have stocks/bounds, 401k, regular (1) savings/ (2) checking, about to open a self found Roth IRA. But, what else am missing? Should I do a health found? I’m also starting a bit later at 34, so I feel like I have a lot of catching up to do. Any advice?

Slightly off topic - what do you think of investing in crypto currencies? 18-21YO having made money which a consultant will not be able to make in his lifetime. Any views, welcome here.

I see Schwab’s best margin rate is 6.575%, wouldn’t you need to invest in an asset that appreciates more than that to make using margin worth it? I know you can use the margin interest as a tax write off, am I missing other benefits?

Markets in red🔻 Good day to invest?
Current portfolio down by 7%
What is the ideal number of funds to invest in if monthly budget for SIP is 40K?

Nothing has changed about the coronavirus... i think the market will inevitably come down in a day or two. Tmrw might be a good day to buy more puts

We have a vision insurance and we will be canceling this one to move to my husband's one under his new firm. Can I use the benefits in my first plan and avail the benefit again in new plan? For eg ordering a new frame?

Thanks to being a police officer, my family has stability nowadays, but in the beginning, it was difficult because the money was not enough. Now I can afford a little more, but the salaries should improve because the new policeman can not easily raise a family with this inflation.

I would like to transfer my career to Healthcare Data Analytics. I’m gaining my data analytics certification by the ending of November. I’ve also worked and still currently working for great healthcare company’s. I also have lots of great healthcare data experience. My only concern is no degree. What can I say to recruiters that will WOW them or replace the fact I have no degree because that’s what most of these company’s require.

Looking for remote healthcare roles that I can operate from Southeast Asia during a gap year (I am a dual-national). Flexible with anything that allows me to build on skills like project management, analytics, PI/QI, and anything else among the delivery of care. I will be a recent grad with internship/project experience in healthcare strategy roles. Looking for ideas, referrals, or just a chance to connect 😊

I'm from Baltimore, and lately, we have had a crazy buying spree, I mean I have sold the same property 2 times in less than 2 weeks, and the person who bought it immediately put it on the market and made an average of $25k in less than 5 days. Many reports show that investing in Baltimore and Philadelphia is the future, I don't doubt it. What is the fastest you have ever resold a property?

Hi All,
is 591(transunion) a decent score to buy a car (~35k).
TIA

Hello, I want to know if anyone on here can help me with resume? I’m taking additional certification in Project Management and Data Management International with Visualization, Pivot tables. I have work in Healthcare for 14 plus years and looking for a new career. Also I have a BA degree in Healthcare.

Anybody have a dog-friendly, corner 2bd or loft unit for long-term rental? No shares. Pls DM.

My student loan payments are $465 a month, it’s brutal. How much do you pay and am I the only one saving pretty much nothing?

Any ideas to hedge against inflation? So far, put some in I-bonds and Fundrise. Post tax Returns are sub-par inflation and both have long lock-in periods. Other options in the mix are farmtogether and masterworks. Any feedback? Other suggestions?

Anyone know safe/reliable way to buy Bitcoin or equivalent in London? I am new to the game but tying to explore options.

I applied for a job based on the job description and now have an interview with the Recruiter in the next couple of days. In preparation for the interview I did some research and have serious concerns about the company. E.g., most of the most recent Glassdoor reviews describe the company as a "sinking ship" with poor benefits and poor leadership.

How would you approach this situation? Would you mention the bad reviews to the recruiter? Cancel? Continue and see what happens?

X-bowl post. Looking to rent a house in Houston - Richmond, Sugarland area. Not finding a lot of luck on Zillow. Any other effective ways to approach this?
I'm not from Texas, so completely unaware of any local ways to handle this. TIA

Is there any reason why the recent stimulus package, if passed, wouldn’t accelerate bitcoin’s run to 100k+? I’m already bullish on btc, but looking to hear a potential rebuttal.

Expecting dad. Nice to be on here.

How do you bring up to someone you’ve known for a bit that you have feelings for them? (Friend from college for example). Every time I’ve told someone I’ve had the slightest liking toward them, they backed away and we eventually lost contact. I don’t want to give off that I’m “obsessed” but how do I say I’m interested in them past the general compliments friends give each other?

How long is the interview process at CBA? How many rounds of interview for senior poaitions like senior technology businee analyst or Product Owner?
Any feedback on work culture

@CBA

I need help, I looking for a good paying job because I am tired of being a teacher assistant. I am kind of stuck and don’t know what route to take. A lot of people are saying I should do IT because I can find a work from home because of my kids or I should open a child care at home but honestly I am tired and I don’t know what to do.

Hi fishes,

I got an offer from Commonwealth Bank, could you guys let me know weather it is good for data science in terms of work culture and work from office

Does anyone think K&N air filters are with it? Or is it mostly marketing / over stated product hype? I’ve also heard that they can be detrimental to your engine if you don’t clean and oil them properly

Anyone heart about BDO Consulting???

How is this company??

Hi all - Im currently working full time in a big four company and studying for Reg. However I’m struggling retaining the concepts. Need some suggestions and tips for studying! Appreciate any response!🙏🏼🙏🏼

Is it possible to switch jobs when H1B is in process?. I am in the final stages of interviewing for a FANG role. However, a bit anxious that I might not be able to join very soon. For context, my H1B was picked in the second lottery and was filed on 25th Sept. Are companies known to make adjustments to start dates?

Senior 1/Senior Associate 1 - What is your salary slab in EY and YOE?

Is HDFC bank account mandatory for pwc ac Bangalore as salary account? Currently I have icici as my salary account.

Visiting NYC tomorrow- any good recommendations on things to do

How much household income should be to buy $1M house? Also what is the approximate down payment? I know 20% is the ideal but how much do people typically pay.?

What’s the difference between an integrated producer, an art producer and an executive producer?

Signed, an aspiring agency producer

Will Publicis sapient accept counter offer? They are offering me 9.40 LPA (Associate Technology L1) and fidelity investments (Software Engineer grade 4) offering me 13.50 LPA. I want to join Sapient because the learning is great there and as I have only 2.3 years of experience so WLB is not an issue for me.
Please suggest me how to counter, like on mail or directly call the HR? Any sapient guy here, can you help me out?

Koi punjabi veer/ bibi bhangra/ gidha group da hissa hai US wich?

Is VOIS Vodafone calling employees to office yet?? Any official communication happened? Please comment if you have any information.

What are good areas to invest in the Middle East (stocks, certificates, real estate etc.)? Open to hearing about both low-risk and high-risk asset classes. For people who invest in US / European markets, what platforms do you use?

At what point would you suggest working with a financial manager to set up your investment goals & make sure you’re on the right track for early retirement? At a certain age? After you have a certain amount of $$?

(I already handle my own investments but I don’t know if it’s time to get professional eyes at my portfolio & discuss my goals)

Does anyone have one of those Infograph’s that show how to optimally allocate your savings? Something like 401k match > HSA > Roth etc (example, I’m not actually sure what the steps are).

How early is retire early? I’m thinking early is 35-40. Anyone actually on track for that? What’s your number to retire that early?

I’m 23 and my assets include $49K cash, $15K in ROTH IRA (will max for CY) and $5K in 401K (20% contrib). Liab is $9K for car loan. No HSA option since I’ll be staying on parents insurance until 26 yrs old. What should I do with my cash on hand and any “extra” cash from my paychecks? Goal to buy either personal or investment property in 3-5 yrs to support my family. How do people reach hundreds of thousand by early 30s? The concept seems like a stretch to me.

At what income level / net worth did you get a financial advisor? Never had one, thinking about looking into it.

Anyone interested in opening a Marcus savings account? Msg me and I’ll send you the referral link. With referral, you get interest rate of 3.5% per annum, which is a pretty good rate for savings account. Thx.

Hi there, I’d really love some advice from you all. In the last year I had to sell our home in Boulder, CO and embark on a new build process on a home in Tampa, FL. It turns out my dad can’t afford to live on his own so we found a home in FL that would have an in law suite. We locked in a rate but it expired and they are unwilling to extend due to the fact the builder is delayed and supply chain issues. Is there a smart way to structure loans now I’m unaware of? I’m super concerned.

Who’s on their way to FAT FIRE?

How much do you save / invest each month?

Is it better to invest in the market or rental property?

What is the best credit card right now? I have mostly used my Marriott and Southwest for the points, but looking at other cards. Chase Freedom is not that great. Heard good things about Chase Saffire Reserve. Also thinking about non travel cards. And Amex. TIA!!!

I was so good about not spending my $$$ on unnecessary purchases. However due to depression I’ve been buying as a way of comfort. Anyone know how to stop this vicious cycle?

So let’s say I meet my FIRE number but all my money is in retirement accounts....how do I retire early? By early I mean like late 30s early 40s. Wouldn’t I pay a penalty?

I find this bowl both inspiring and depressing as I’m at the lowest of lows in financial terms of my life. Ugh.

What is a reasonable amount (% of salary) to contribute to your HSA? I max out my Roth IRA and contribute ~15% to my 401k but am concerned I could be doing more to prep for future healthcare expenses. Currently only have ~1k in HSA & started work last August. Thanks in advance!

Joining a startup without a traditional 401k (not US based). Are there any other equity investing options besides IRA and standard brokerage contributions?

As the year wraps up, what % did your total net worth rise YTD? Btwn earnings and market and crypto, my NW is up 25-30% this year