Does anyone offer a zero dollar employee only medical plan?? What are the pros and cons? How many years have you been able to offer without cost increase?

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I have never heard of one but curious to hear who is

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We do, we cover the premium in full of it's just the employee. It's our highest deductible plan though ($2,850 I think) but it's hsa eligible and we contribute to the HSA twice a year

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The other ones the costs go up every year, this one the thing that has changed is the deductible getting higher

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My husband’s company covers a great healthcare plan and offers the option for us to pay extra to upgrade to the top of the line. It is a small company with fewer than 100 employees but it’s a great benefit.

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A company I used to work for had the same. It was only $40 a paycheck for the upgraded insurance. And the free insurance was really good insurance.

My company pays 100% for employee and family, have choice of 3 plans through Cigna.

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Thank you! Is this plan a catastrophic plan or are the deductibles reasonable ?

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