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1. Don’t blow money.
2. Save what you want to blow.
3. Make more if you can’t do #2
You’re welcome
Use a flat fee financial planner. If they make money from selling things to you, or are affiliated with a large bank, run the other way. However, financial planners can only help you so much if you don't know what you want out of your earnings. Highly recommend you paint a high level picture of how you want to live (2 big vacations a year, own property, investing in someone else's future through funding college savings accounts, etc) before you go talk to the financial planner. Otherwise, you're just as good as the client who hired you simply because they had a large sum of money they didn't want to lose the following year.
Edward Jones. Making me a ton of 💸💴💴💰
Thanks everyone, any other views