Does having a 401K match from your company usually typically involve a vesting period?

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It depends (as with everything)

Previous company was a 3 year best

Twilio match vests instantly every paycheck which is fantastic, but a lower match than my previous company

There’s always a catch

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No from Microsoft

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Yes, after 6 years 100% vested. Prior to the 6th years it’s vested different percentages.

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Yes. 3 years at Pfizer

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Yup 2 years at Kaiser Permanente

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4 years for Pepsico

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Sometimes.

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My current company, no. Prior to this, was at Oracle and the 401k match vested over four years. I walked with ~50 percent of their pay-in.

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Wow!! That’s amazing! Good for you!

No vesting period at Qualtrics

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3 years at Amazon

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