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Rising Star
Do you mean does Kearney allow after-tax contributions for mega back door?
You can always just backdoor $6k to a Roth - Kearney has nothing to do with it.
Accenture 1, that’s not entirely correct. A backdoor Roth requires a step that you left out. First you contribute to a normal IRA, and then roll that into a Roth. The reason it’s a backdoor is that there’s an income limit on contributing to a Roth (120k/yr I think), but no income limits to contributing to a normal IRA. You just need to pay the income taxes on the Roth contributions.