Dollar cost averaging or put full amount into the market now? For context my fiancé is new to investing and has about $50k to put into the market. Buying VFIAX so not picking stocks

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I personally would put it all in tomorrow morning. Historically investing all at once has been better about 2/3 of the time. Of course that means one third of the time DCA would be better (my math skills are amazing). Do what makes you most comfortable but realistically over a 20-30 year horizon, it won’t matter. If you DCA, make a plan and stick with it. Don’t start DCA and the decide the the market is getting to high and try to time it.

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This is the most well thought out, and absolutely spot on, reply you'll see.

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Time in the market > timing the market. If you’re not touching until retirement, just throw in now

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If time horizon is in 20-30 years. Just throw all of it at once. Any short drop due to that will be offset in the future

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If I were you, and given your horizon, I would allocate some of that $$ in individual stocks too. Take some risk, put 10-15k in a heavily discounted stock like PTON

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That is fine. Just because it was higher before doesn’t mean it will go there again. Once again I am not predicting anything. It very well could take off again or it could drop further. Just really commenting on your suggestion for someone to put a significant portion of their investable assets in a company that struggling right now.

Time horizon for when you need it?

Planning on not needing to touch it for the next 20 - 30 years

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