Embarrassed to admit this but I know nothing about refinancing and it’s benefits/drawbacks, particularly with student loans. Can someone please help me understand if this is something I should do? Took out loans for grad school through Fafsa. I graduate this May but want to know is I should try to refinance and if it’s worth it? Tyia!

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I’m interested in this as well. I’ve heard you can refi to a better rate with a private loan, but private loans don’t give you the options that FAFSA has in regards to deferments, and that one program where you only have to pay 10% of your salary - I’m not sure, so if anyone can confirm. Also, keeping loans in FAFSA loans means there’s a small chance the Dems might forgive them one day 🤷‍♀️

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