Employer 401k states no voluntary after tax contributions allowed. I have made zero 401k and/or Roth contributions in 2019, have 2 more paychecks left before 04/15. How do I maximize contribution?

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401k can only be deducted from the calendar year it was contributed.

You can put into an IRA (Roth or traditional) until filing deadline.

If you can start, no reason not to put into 401k for 2020, it'll still get deducted for this year.

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