Engagement Ring insurance - I just spent a good chunk of change on a pretty rock. What’s the move for getting this bad boy insured?

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Add a rider to your renter’s or homeowners policy. Very easy.

Pretty sure ours does.

You will need an additional rider. It will not be covered most likely under regular renters or homeowners policy

Personal articles policy if a ring is over $2000. You can get $0 deductible on these at least at State Farm

At least with out company you need appraisal if rock is more than $10,000

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