E&O insurance premiums others are paying? We have $140k AUM and Hartford premium is $5200. High or average? 2 Advisors, basic mutual fund diversified portfolios, no high risk assets in book.

likesmarthelpful
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What APA said. I don’t think it matters what you actually offer, far more on deductible and coverage. But yours sounds about right.

likesmart

depends on your deductuble and your coverages

like

25k and 750k respectively

like

1900 a person and 2 million coverage with $5k deductible

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That’s far better than our policy. Ours is with Hartford. Do you have a group rate? How many people?

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There are too many variables out there to discuss this subject intelligently. What's covered, how much per event, what's the max, how are claims determined (If one guy blows up 10 people is that 10 different claims all with separate deductibles or is it one claim, one deductible). The list goes on and on. Bottom line is you get what you pay for in most cases. It's better to have good coverage and not need it than the other way around.

Are you an RIA or CFP?

$5200 seems really high to me

3000 a year for 2 million in coverage w group plan through the firm

To FA1, who is your carrier?

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