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What APA said. I don’t think it matters what you actually offer, far more on deductible and coverage. But yours sounds about right.
depends on your deductuble and your coverages
25k and 750k respectively
1900 a person and 2 million coverage with $5k deductible
That’s far better than our policy. Ours is with Hartford. Do you have a group rate? How many people?
There are too many variables out there to discuss this subject intelligently. What's covered, how much per event, what's the max, how are claims determined (If one guy blows up 10 people is that 10 different claims all with separate deductibles or is it one claim, one deductible). The list goes on and on. Bottom line is you get what you pay for in most cases. It's better to have good coverage and not need it than the other way around.
Are you an RIA or CFP?
$5200 seems really high to me
3000 a year for 2 million in coverage w group plan through the firm
To FA1, who is your carrier?