{ "media_type": "text", "post_content": "F1 OPT holder here. This is my current financial state.\nCompleted my loans, have a 6 month emergency fund in Discover savings account, started contributing to 401k from this month (Ey matches only after a year and I didnt have enough knowledge before)\n1. I am thinking of maxing out 401k with rest of the months. Is that a good idea? I wouldn't necessarily do dollar cost averaging if I do that.\n2.I would love to get some perspectives on where else can I invest - thinking btw IRA or brokerage acc", "post_id": "5f07fefb12a5c1002bd6fa2d", "reply_count": 3, "vote_count": 2, "bowl_id": "59064a3cb12379001006592c", "bowl_name": "Personal Investment Chatter" }

F1 OPT holder here. This is my current financial state. Completed my loans, have a 6 month emergency fund in Discover savings account, started contributing to 401k from this month (Ey matches only after a year and I didnt have enough knowledge before) 1. I am thinking of maxing out 401k with rest of the months. Is that a good idea? I wouldn't necessarily do dollar cost averaging if I do that. 2.I would love to get some perspectives on where else can I invest - thinking btw IRA or brokerage acc

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2. Stocks /ETFs given how fed is controlling the market.

Yeah . There are lots of brokerage which offers 0% commissions like RobinHood, TDA etc . And do your own research before investing in a stock.

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