Fellow dog owners, what pet insurance do you use? Any recommendations? And how much are you paying?

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I have Healthy Paws. Easy to file claims on their app (just take a photo of the receipt), they cover all the big stuff from the start, premium is competitive. I also looked into Trupanion. Their primary difference was HP handles deductibles on a yearly basis vs TP applies deductibles to the health issue. Your premium will depend on location and age/type/size of dog.

Don't get pet insurance offered through your employer; once you have an insurer you'll want to stick with it for the long term because most don't cover preexisting conditions.

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I use the Deloitte pet insurance (sorry to the commenter above but I disagree w you)

It’s amazing - much lower deductible than any other company I researched. I pay about $100 a month for it, and they reimburse 90% of expenses after a $250 annual deductible which is pretty much one vet visit if you have a puppy that needs all their shots.

Yes, I see that the Deloitte plan is not really very competitive. I can pay half with other providers.

Following.

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