Finally have some money saved (~$10k), thinking about investing but having a major trade off:

1) Seems like real USD inflation might be quite high so I don’t really want to keep cash
2) On the other hand, markets seem to be at their ATH so I’m kind of scared to invest at the peak either

What do I do? Not asking for investment advice but curious what others think.

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Keep an emergency fund and invest the rest. Never try to time the market. It goes up and down and no one can predict when.

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@D1, you missed it, their was another comment by somebody with an open profile who was a broker and investment advisor for a living. They told OP they could help but OP would have to DM them. The comment has now disappeared.

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Keep 3-6 months as liquid as possible and invest the rest. I keep my emergency fund in a high yield savings account.

Timing the market vs. time in the market. Time to get your feet wet!

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