Finished paying off my student loans!! Its like I got an 18% raise. Its a shame Im not exactly sure what to do with this extra money. I dont want to fall into the trap of earn more=spend more. Max 401K? house?

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Posting as :
works at
You are currently posting as works at

Nice! Want to pay mine now?

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401k. You can always borrow here or withdraw here for a home down-payment and if you don't need to at that time the great, compounding of tax free money ---> retirement.

Check if your firm allows over funding a 401k and in plan 401k to Roth transfers.

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Spend more! Your an analyst and your income will increase a lot over the coming years. Nows the time to enjoy life and not to save

You probably should have been maxing your 401k and making lower debt payments. Unless you have a really high interest rate, the tax saving are better than the interest

^ eh debatable. Might as well invest rather than buying 8 pairs of Gucci deal sleds

^ not sure what you mean. I said they would be better off saving the money and investing than reducing their debt

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