First gen grad working in Corp America so had to learn stuff like investing from scratch. I deposited funds in my IRA and invested those in some stocks. This was early in my learning journey. I've since learned about Roth IRAs and their tax benefits and would love to convert but I own some stocks that I bought relatively cheap and would hate to sell. Any way for me to convert to Roth while holding my stocks?

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There should be ways to transfer your shares. But you’ll need to pay income tax on the full amount transferred. E.g., if your marginal tax rate is 24% and the IRA is $10k, you’ll owe $2,400.

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