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Audi A6 or BMW 5 Series?
Why go fast when you can go anywhere?
Anyone provide their Tesla referral code?
1. Take a loan for the maximal amount, not counting the trade in.
2. Sell your car privately as you'll fetch more $
3. Apply sale funds to the loan once the deal completes
There are some states where you can deduct the trade in value from the price of the vehicle and pay a reduced sales tax on the balance.
The difference can be in the thousands of dollars depending on the value of your trade; it’s worth looking into this too. You won’t get this benefit if you sell privately.
I recommend getting a Carmax appraisal first. I’ve usually gotten more than KBB “trade-in” with their appraisals and it helps you plan when car shopping. Offer is good for 7 days and they handle all the pay work for you if you choose to sell it to them.
Seconded. You can also do carvana, vroom, KBB all online & get the “market price to beat” for your vehicle without even leaving your home.
I would treat these as separate transactions/negotiations. Negotiate best price for new car. Get their offer on trade-in and compare that to what you could get elsewhere (in person or online).
If you package them together the dealer will manipulate the numbers and you won’t truly know whether you got a good deal.
Of course you are likely to get more for the old car if you sell it privately but that can be a royal pain and quite time-consuming. How much is your time worth?
you negotiate two separate deals, always. The price you will pay for the car you are buying and the price of the trade. Don’t let them make it all part of one price for the new car.
That happens when you bring the car in to do the deal and the trade in should be part of that. They will generally knock off some amount from the price of the new/used vehicle. It was $2k off when trading in a high-mileage Toyota Corolla for an M3, which was for $14k. I think that counted as the down payment or the bulk of it anyhow. Loan (kinda high interest) on purchase, paid it off somewhat quickly in about 2 years, then sold it on Craigslist for $9k. It was pretty awesome honestly. Most powerful car I’ve owned
If you do end up trading in your car, at least it will cut down the sales tax collected.
S1 here is the reason you don’t sell a car to a dealership.
The used car manager will give the sales person a low ball price and an ACV. They get paid a few $ to close at the low ball price. And get 25% or more of every dollar they go below the low ball price. His low ball was probably $5k. So the sales person wanted an extra $1k commission on the deal and dropped the offer to get it.
They will lie in every possible way to close the deal. Don’t trade in. It’s a scam and makes buying a car harder and even more opaque.
No they’ll give you any offer