first time home buyer. combined income of $205k with partner. looking to buy something in the $600k range in HCOL. will be putting 10% down. how much money beyond the $60k dp do i ACTUALLY need before pulling the trigger? between closing costs, maintaining an e-fund reserve, anything else i need to consider... assume no furnishing costs.

I hate when TSA wants to check my bag and ask me if I would like them to close it......ummmm duh

What should you look for as a realtor?

My wife and I together make 450 TC (180 and 270) . We live on the 180 k pay heck while I save my 270. We have two kids, moving to the Bay Area from the east would it possible to continue with this lifestyle , looking to rent ? We are frugal with our money, My initial guess I would need to step in. It not sure how much of my paycheck would go. Has anyone been through a similar situation?

Do watch stores accept credit cards or do they only accept debit? Sorry if this is a dumb question, just seeing if I can get some points.

Has anyone relocated far away from their current employer during covid but held their position as full time remote? I’ve always wanted to move out of LA (especially due to housing $$), but don’t want to lose earning potential of the big city. Is this a chance to have it both ways?

Offtopic
How you are looking at the real estate market of Bangalore. Only sky is the limit for monthly rent. Is there any chance for this trend to cool down?
Is it advisable to buy a flat in Bangalore?

Anyone buying Eli Lilly on weakness?

I get irrationally happy when my credit score goes up. Still shooting for 800!

I did it again guys! I bought tsla and aapl at their highest point now and looking forward to selling them when they hit the bottom soon!

Best way to answer “why do you want to join private credit” or “why do you want to join private debt”. I have a general sense of why I want to but can’t really put my thoughts into words. Any insight would be helpful. Thanks.

Recently tried to buy series-I bonds from the fed and they refused to allow me to open an account without getting a notarized form with my address on it. They say it’s a 13 week processing time, which really pisses me off. Two questions:
1 - would I be able to max out 2022 plus 2023 series-I investments if they were bought in Jan 2023?
2 - is the treasury pulling this shit with everyone? In efforts to get fewer people to purchase series I?

How much do you make a month after taxes? Market BigLaw in Florida, Georgia, and Texas. Classyear?

Left to another firm. For my 401K, I have 2 options. Rollover funds to new firm or withdraw all funds in cash. If I were to withdraw all the funds, how much would roughly would I be taxed + penalized?

What are the good LPS for quick gains in this market?

Pros and cons to direct vs passive investing in PE? Specifically from a career perspective

Any thoughts on investing in Monroe Township area of NJ ? Looking to buy a new construction condo in 300k+ range. I am hoping for a 8 to 10% appreciation in a couple yrs.

Looking for a tax planner and/or financial advisor in the Bay Area. Please comment or DM me.

Only personally tried and tested recommendations, there is so much nonsense and noise otherwise!

PS- Single, Indian, 39f, recently moved from Chicago and no tax instrument that I use!

How to utilize full 80c ? I have only pf and loan interest, and medical insurance company provided premium goes in that. What other things I can include.

HRA not yet claimed , if I make rental agreement on my relatives do I need to transfer it to them and they need to show that in their itr? How to use this , as my rent actual would be lower than HRA claimable amount.

Wht other exmption I can avail. If elss +nps investment,is it benificial and how much amount max or average one should invest

Why is it so hard to close my debit spreads with profit in Robinhood? 😡

Where can I get good deals for business class flights to Asia? I dont know if there is any but just wondering if any of you have any info handy

This pandemic has made me realize I really want to live full time on a lake and work remote from there. What approach would you take to make this happen? Aside from marrying a rich, 70 year old and becoming a trophy wife...

Is there anything you did for your husband before your first child to make him feel special? He’s been so supportive and helpful for my pregnancy, I want to do something to celebrate him too.

I have an offer of 18 LPA from HSBC Bengaluru and a 20 LPA offer from Bajaj Finance Pune. What should be preferred.

YoE 2.5 tech stack SQL, ML, Python

I had a breakdown on Saturday at my second job (youth group advisor). My parents had to come pick me up, at age 35. I couldn't deal with people being nice to me -- my job is just so frustrating.

Does anyone know how to make their resume look more manager like? My resume shows:

- I have the skills and experience.
- I tailored it to the job description

The recruiter at a job fair yesterday said I'm a good fit, but to send her an email with edits to the resume to make it look more like a managers one because they have to sell applicants to higher ups and schedule an interview.

I can't wait too long to send it, so nervous as I'm picking at it trying to further change it.

Is anyone else bothered by the weight that people have put on Cassidy Hutchinson’s testimony? I mean her testimony about the steering wheel was quite literally ‘this guy said that this other guy said that this happened’ and now there’s reports that both those guys are willing to testify that they didn’t say that.

This is why hearsay is not allowed in courts.

After LWD , In how many days FIS will do my FNF settlement and will provide Relieving letter ??

I have returned my Joining Bonus with gst already before LWD as they requested.

Kindly tell whoever has left.

What do you generally charge for your animation ads?
Share it in this form, thanks:
1. Budget in US$
2. Link to the Advert
3. Production location.

Thank you!

Hi fishes,
I was wondering if I put down my resignation now. And in case after a few weeks I decide to stay back, can I withdraw my resignation?

Hello, I am Abhilash Girase with Graduation in Civil Engineer and MBA in Project and Quality Management. I am looking for a job in consulting industry (Renewable Energy) as a role of consultant or senior consultant.
If anyone can refer me to such opening in any organization then it would helpful for me.

Thank you.

What salary and experience ranges are out there for customer experience positions?

For my colleagues who are partners at MBB/Big Four firms, how many of you were "brought in" as partners via an acquisition? Does that model still exist? I'm not sure if a sale is in my future, but always curious about options.

How long did you study before the CSCP exam? Any advice for someone who just enrolled?

Can someone please help me with the reimbursement amount CBA provides for goods transportation?
TIA

any gays in here 😝

CFA fish, I’m on L1 and have finished the modules. Using Kaplan and currently reviewing the Q bank. I’m scoring mid 70’s, is this a reasonable comparison to the exam? Any advice would be appreciated

Hi folks! Wanted to pick your brain about investment properties, in the greater Austin area. Is it better to invest in a SFH vs. townhome/condo, and is it better to have a 2 bed vs 3 bed from your experience? Austin market is on fire so trying to get my hands on anything available at this point, so figured I’d ask you fine folks. Any info helps!

Rental property was held by LLC . Now sold with some profit. How does capital gain change for LLC. Also never depreciated throughout ownership of rental property. Does depreciation recapture still apply

How does one go about firing a horrible contractor? I paid 25% upfront but haven’t paid the rest. I’d like to just fire them and cut my losses at the 25% but avoid any mechanics liens. Located in Texas

Would you give your new tenant some leeway if there was a few days delay in transferring over utilities?

Do you recommend ATL or Chicago the best cities to come up as a real estate broker?

🐠 fam in the DMV area, has anyone done a home restoration or a big renovation project on an older home? I have some questions if you’d be willing to talk. Thank you in advance!

Hey anyone have any insights on Fundraiser, the real estate investment platform?

What would be your pros and cons for buying an apartment v a townhome for a rental property?

First time homeowner this year. Should i go through an accountant to do my taxes? I’ve usually done them in turbotax to be honest. Any info appreciated

Which checking account should I get for my business? I'm two houses in, one ltr and one str where my net out per month is around 4.5k while my net in 5.2-6k? I have airbnb deposits frequently (and pge) while other home just mortgage. Looking at cap1 and chase rn do local banks have better sign up bonuses? My goal is to grow to 4 homes (probably 2 more ltr) within the year and utilize this checking account. Any advice welcome!

I mentioned to a few people around town that I’d be willing to sell my condo portfolio. Didn’t think it would go anywhere. And now I have an offer for 3.9m can’t believe it. But also not sure if ..

Is $400-$450 too much to have bearings replaced on a washing machine?

Closing in March/ April for a new construction. Is it recommended to do a 75-90 day rate lock now. Getting 3.25 rate for 30 year fixed

Does anyone have a good practical guide / book on getting started with small multi family real estate investing? I’m in Canada and am looking to avoid hype books to get to the practical need to know details. I have between 250-350k to invest and looking to scale as quickly as possible