First time home buyer. What are the tricks yo get finacial benefits from builder, broker, lender, state and federal. Would be doing 5% downpayment. Trying to avoid pmi or get lower one, for 30 yr cont

What’s the average return on investment for real estate? Is it better to invest in real estate than stocks?

Have Nvax ran it's course. Up 50% and thinking to book profits and move on. I believe all vaccine stocks are now fully priced in without much upword potential. Any thoughts.

Anyone eyeing IPoF IPOd or BFT?

How much money do you put towards supporting your parents? Is this a common thing for people to do? The financial burden is weighing on me for choices that I did not make.

What are good areas to invest in the Middle East (stocks, certificates, real estate etc.)? Open to hearing about both low-risk and high-risk asset classes. For people who invest in US / European markets, what platforms do you use?

I am classified as an agent selling health insurance but there’s a private email I recently gained access to showing the company is using my broker license and I suspected that since I’m the agent of record on a lot of business. They pay for everything including leads but I’m working as an agent in one email whereas there’s another showing I’m using my license as a broker. I get $43,000 salary plus commissions so averaging $80 K a year. Any advice?

Passive income ideas for consultants...real estate, Stonks, what else?

I joined a company last week. I am planning for pregnancy this year. If i become pregnant, are there any issues i may face from employer like they can question that i recently joined and within a year or so im going for maternity leave of 6 months ?

What are you doing for financial security long term?

A lot of post about working in tech seem to focus on two things: making six figures and (unlimited) PTO policies. These things are great but with the recent wave layoffs and uncertainties about what retirement is going to look like moving forward what is something that you’re doing with that tech paycheck now that may not have an immediate benefit but is focused on planning for the future?

Please confirm: Whether we are required to update intraday trades (nifty or bank nifty or stock option) while working in PWC SDC.

Thinking of downgrading CSR. If I do so, I have already used $300 travel credit and Dash Pass, and redemption of points - would :
1. I get the annual fee back? Prorated?
2. Have to pay back benefits? $300 credit? Redeemed points benefit back?

I am currently working on a project that will provide emotional support to PAs and other healthcare workers. I know so many of us are in need of this right now. It's a very important project to me.

What's the best rent splitter online? Most accurate for sqft, etc?

What is Darrel Henderson worth in a trade?

Hi All, I am exploring a contract position and they are offering the below. As I am new to contracting, Please suggest which one is better Option 1: $70/hr on W2
Option 2: $80/hr on 1099
I live in the Bay Area, CA if it matters.

Thank you so much !

First time filing taxes for 2 states. How do I make sure that I'm not paying taxes twice? I live in NYC and it shows my total wages on here, but other state shows the wages earned only in that state

Anybody have real estate / rental properties as a side hustle? Is it worth it? What’s the effort vs. Financial obligations vs. Income ratio?

Hello Fisher's,

I have 4 YOE. I am going to make my first switch in a week.

I have to decide between two offers - Visa inc and PayU

Tech stack is mostly Java in both companies

The Compensation offered is 26.5 LPA in both companies

Kindly share your thoughts and help me in deciding. I want to know from career growth perspective, WLB and benefits.

Looking for advice on asset allocation. $20k in hand picked stocks, $15k in Roth IRA with ETFs and some hand picked stocks, $50k in 401k with ETFs, $20k in checking account. No plans for family (cont)

I’ve taken Adderall for several years & it has helped a lot for my ADHD. However, recently I have been increasingly overwhelmed with balancing work, school, & home life. I am really struggling to manage my symptoms even while taking the maximum ER dosage. I recently started taking Strattera as well, but haven’t noticed much improvement. My doctor has suggested switching to Vyvanse instead. What are your thoughts on Vyvanse vs Adderall? Has anyone has had more success with it?

Age, gender, tech stack, yoe, ctc, company name

Looking for salary info on Senior Analyst roles, specifically for Atlassian but all will be helpful. TYIA!

What are food or drink items that are over-hyped?

Is the iPhone 12 worth upgrading from the iPhone 11?

when do we get hikes in Accenture ?

Is it good to join in hitachi for java 6 years senior product engineer?

Tough day. Layoffs at JL, Ogilvy, huge and
R/GA

I can’t believe companies pay millions for me to Google for content.

Hey hey all. I am writing a book on value creation in commercial real estate - from site selection to tenant management basically capture where industry experts see value lost or opportunities not captured. Anyone want to contribute to some insights ?

Referred to BCG and McKinsey and needing to run a couple cases in the next two weeks, mostly over weekends. Anyone willing to help me out??

I had a lot of experience with this but am a little rusty. 😅💖

I have a phone interview and I feel as though they are harder for me. How do you write someone over the phone?

Calls on X

A friend just got a job at Morgan Stanley in Fells Point, Baltimore. A year out of undergrad. Working on a masters at Hopkins. He wants to live close by work. Are there any neighborhoods you recommend. If you recommend living outside Baltimore, where would that be?

Moving on from Hotels (Hospitality)?

I’ve been thinking about this for awhile now, but it is very to commit to actually accept a new job offer since I really do love my job. My only complaint is, the pay vs workload is very small. I’m a manager now and my property offered me a director position… but the salary is still low! To make six figures, it’ll take another 5-6 years to grind it out.

Should I move on and go to a different industry? Opinions are welcome! Thanks in advance.

What’s the best store you’ve ever worked at and why?

Can I switch to data science now? I am a chartered accountant. YOE 6 yrs . Any course on data science. Can someone suggest?

Looking for advice on asset allocation. $20k in hand picked stocks, $15k in Roth IRA with ETFs and some hand picked stocks, $50k in 401k with ETFs, $20k in checking account. No plans for family (cont)

I made 100k in cryptos that I want to put into safer assets. Suggestions on my options?

Where do you buy used cars from? Any good sites for awesome deals? Looking for a car for parents. Nothing fancy- Toyota or Honda. $15K-ish tax, tag and title budget.

When building your net worth projection, what % YoY real income growth do you put in for once you’ve exited from consulting into a Corporate role?

I have always just held SPY and done decently in the market. Today I came across some news that Buffet, Munger, and Cuban believe the diversification is only for those who can’t properly analyze the market. I’m what other retail investors think.

A relatively new investor here. I have most of my investments in VTI and some in VXUS. I would like to diversify as VTI is mostly tech stocks. Can someone tell me a few good ETFs in other industries like real estate, commodities, oil, and so on.

I probably have 3-4x times my 6 month emergency savings in my savings account (with no upcoming major purchases). Have been slowly DCA $1000k / month into VTI in brokerage account. Am I still being too cautious? Want to have my money grow but anxious to try to put more in at a time in such an uncertain market

Some rules recently changed regarding 529 accounts. Anybody using this to pay off their student loans with tax free money?

Favorite resources (books, YT videos, podcasts, etc.) for beginners looking to get into personal finance? Looking for something easier to consume so I don’t get disinterested

Whats the best way to diversify 100k in retirement assests? VOO etf? Thinking mainly a low cost SnP 500 etf. Thanks!

Looking at refinancing current apartment but plan to move in two years. Would reduce monthly payment ~$400, but remaining balance in two years would be ~$10k higher in two years than current plan with closing costs rolled into new mortgage. Should I do it?

Humble opinion needed: dream has always been buying a house in a nice area, goal is to put 10% down to purchase a house around 700-800k. Do you think this is doable for a Salary 150-160k ??

Hi All! I just had a baby and have an opportunity to change my insurance. Should I change from PPO to HSA, HDHP now or wait until open enrollment?

At what point do you switch from index funds to HYSA for future expenses such as a home purchase? When it’s 3 years out? 1 year out?

I have enough to pay off my student loans and credit cards. Should I do it or should I save it as an emergency fund right now given the economy?

Would love some input on putting money into house renos, and whether they’ll be worth it in the long run. Thought this would be a good bowl for it.

First time homeowners. We splurged a little on the house and hope to make it a more long-term (10-15 year) place. It needed some upgrades and renovations, the biggest one of which is the kitchen. All in, we’re looking at around 90k for kitchen. It feels like an absurd amount of money, but all 4 quotes we got were around the same ballpark. Thoughts?

Should I opt to save for a house this year or put money into ETFs VTI and VXUS? I currently have $25,000 for a down payment on a house that I should grow if I want to pay for a house and have about $20,000 in VTI and VXUS.