First time trying to buy a property for an eventual rental income (a single house or 2 or 3 family). Would you buy it under your personal name, get a residential mortgage, then transfer the deed to LLC later or buy it under LLC name at the first place and get a commercial mortgage? What would be pros and cons of each?

Maxing out my 401k and investing that in indexes. For my other savings, should I be holding cash now vs investing? Market seems way too inflated right now.

With 7% inflation - have you guys found any higher yield accounts for your emergency fund and spending cash?

I found a new digital bank that is fdic insured and offers 4% returns but I'm still losing 3% a year lol

Anyone playing play-to-earn crypto games? Starting to get into this realm & looking to hear what people are playing. Right now I’m playing DeFi Kingdoms and DeFi Land

Recommendations for how to allocate 401k with Fidelity. Just switched jobs and have to move from Merrill Lynch to Fidelity

Is anybody using BlockFi to hold their crypto? Good or bad experience? Seems good? Idk.

This week in homebuying horror stories: offered $60k (10%) over asking on a house. Got beat by a last minute all-cash offer from an out of state buyer who was buying sight-unseen.

This is the worst.

Can you precharge your car rental to one car and then change it after returning? Want to use the CSR in case I need primary car insurance, but would get more points on another card. Heard this was

How risky is it to buy Allen Edmonds online given several different size options? Do I have to go to a store?

What do you think? Wife and I bought a house when I was new to industry. My salary has doubled and hers has increased greatly too. Currently mortgage, private school, runs is about 4500 a month combined. We thought The house we bought was in okay shape, but we were wrong. I have made some fairly big changes such as all new flooring, carpeting, lighting, countertops,. And some unforeseen damages ;bathroom leak turned renovation, pool liner, motor, and pump, water damage in kitchen ceiling, and

Hi,
28 with about only 30k saved till now. Have worked 2.8 years and I feel I’m so behind. I’ve tried to save on everything possible but my family commitments make me feel I will never be able to retire - I make 95k a year and started at 82 base and 14k sign on in 2019. From 2019-2020 I had to help a family memes out of debt (approximately 30k). I started saving more aggressively in 2020 but then realized I’ll have to support my dad who’s business went under (1K every month-he’s in India so low

What’s a reasonable fee for an accountant? Single filer, W2 employee. Simple investments but just need some help filing correctly given a move between states, a recent start to investing in more tax advantaged accounts and more etfs. Otherwise pretty simple. Should this be a few hundred dollars?

Anyone here have experience investing in EB-5 in a target economic area? Would love to connect and hear your experience.

New to options. Why do you all buy UVXY options and not the ETF itself when u think the market is going to tank? Don’t options present the added complexity of vol and risk of order not filling?

What should I do for consevative strategy of investment. I invested in RE before and never had time and brush up my knowledge in stock other than puting to my 401k. Now my paychecks per month is $10k. I spend maybe $3k for expense and misc stuffs. What is the best way to put maybe $3k to work? Buying big giant stocks? Or just some funds? Or maybe I should just put all of them in to work? I never take that much of the risk. I have home equity for emergency fund. Thanks!

For those who save a lot of money or have received a large inheritance. Such as someone who doesn't owe a mortgage or have any major expenses, or owe any debt...

What are you planning on doing with the money? I have 200k indexed along with money in my retirement and I spend on average about $500-700 a month total. I am saving about 3k a month between retirement and brokerage.

-32% on MSFT calls. Ride through ER it cut losses? 6/19 200c.

Looking to renew a lease in Lakeview and wondering how much room there is to negotiate rent. Landlord is keeping rent flat and giving 1 month free. Any advice on how to get a better deal? (Is this standard for the market right now?)

Poll: panda or reverse panda?

How much UBS offers for 8+ years of exp. With counter offer of 23lpa. Kindly help.

What is the average salary for an audit senior 1 and 2? I’m in the Cleveland market and curious what others are compensated for these roles. Thanks :)

Hi Sharks,

I joined CTS in the month of October 2022 and in an offer I got Joining bouns of 2 Lac.

Suppose if I put down my paper next year and Last day comes in the month of December 2023, so in such case CTS will take JB from me or what will happen?

Kindly reply.

Hi guys,
Please tell if Harman International and Harman Connected Services are same or different

Hi fishes!!

How long does it take for Barclays BG check??
And offer letter to release.. @Barclays @Barclays India

What's live in Nashville for new year's eve? My friends are flying in and I want to take them somewhere fun. Clubs, bars, parties, shows we're up for anything

Hi fishes,

I got 3 offers, kindly help to choose good offer in terms of everything.

1. ThoughtWorks - 10.38 LPA
2. upGrad - 10.80 LPA
3. Recro - 11.20 LPA

Thanks in advance.

60k of a 200k mortgage left, for home I got for my parents. found a 1BD for me For 220k chicago west loop. Is it wise to buy? 25k in savings and 32k in 401k. I spend 1700$ a month on rent otherwis

Anyone think Stellar is good buy?

3 years out of college now. Should I be including college GPA / test scores / awards? How about internships from freshman year of college? Thanks!

Hi,

Requesting for 11 likes to enable messaging. Thank you!

Can someone explain to me in plain English the difference between 1231 gain vs 1250 gain? How do I know which one to use to code/classify in my software?

What is the salary of TP associates at PwC in a HCOL area (e.g. California)?

Anyone know how to properly calculate DTI with rental properties?

Anyone have a good information for appraisals? What do they look for in renovations? eg hardwood vs vinyl, modern trends like black hardware? What are the biggest value drivers?

Anyone had success with a low ball offer in this market? If so, what was it like presenting it to the seller and how much/percentage was it compared to listing?

Can you rent out a second home? I read something about you have to live there a minimum of 14 days or 10% of the total days you rent it out for, so if I live in it 36 days, can I rent it out the rest of the year?

Anyone still bullish on the RE market after Powell’s press conference?

Is it worth to buy a place in NYC?

Any real estate agent in the Connecticut area on here?

What do you all think of fundrise and start engine Real estate Reit ? Any experience? Would you invest here if you didn’t have the time to actually buy and rent properties? Any insight is welcome.
Thanks

Anybody have a 5/3 bank mortgage? On my credit report, there’s a remark that says payment deferred, but I’m not under any such plan. It’s also showing certain months without check marks but doesn’t say late PMTs. Ive paid ahead one month. Any suggestions why?

Anyone know if I can buy a property with less than 20% down payment in The DMV area?

Anyone know how LIHTC works for properties that are past their initial 15 year period?

Curios to know if the RE bowl think there will be a crash in RE prices since it was at a peak for the past couple years, a lot of realtors are saying no it won't but a fisherman won't say his fish is stink so I don't put much weight on their opinion. Also I am thinking these ppl that are paying way above the asking price for some properties will lose once the value in some of these properties drop. That's just my 2 cents, curious to know yours.

What incentives can I offer to get my investment properties rented out quickly?

Anyone have CPA recommendations that can do out of state rental properties (looking for next year)? I'm based in NYC

Anyone purchase a Toll Brothers or similar new construction recently? Which home and hazard insurance did you do? Constructors also offer their own home insurance now. And what is rule of thumb for how much to insure?

What are some of the REITs you have invested in? Any suggestions on things to look out for while researching REITs?

How does one get pre approved and start the process of looking to buy a home? Do I go online and do it myself or do I find a real estate agent first and they’ll help with that? I’m so lost on how to begin the process as this would be my first home.

I mentioned to a few people around town that I’d be willing to sell my condo portfolio. Didn’t think it would go anywhere. And now I have an offer for 3.9m can’t believe it. But also not sure if ..

Thinking of a career change from law to real estate. Very beginning stages of this idea. Any advice or warnings?