First year consultant here with $30k in student loans. I have the money to pay it off at year end and would like to (bc debt scares me!). Benefits of keeping the loans and paying them off over time? What would you do?

Are you considering selling a property? If so, what’s holding you back?

I just joined the bank and was wondering what the deal with the Health Care savings account is. It looks like a flex account rather than an HSA?

Hello, I've been working as a Healthcare Consultant for over 4 years now & I am currently a Consulting Manager near the Philadelphia area seeking an opportunity in NYC. Anyone know anything avail?

I am joining JPM as a VP. Which brokerage accounts are permitted at JP for personal trading?

Well, its a good thing I sold ARKF when it was $55 last year

What is considered a grey area related to insider trading?

Recommendations for tax filing in Chicago downtown?

Anyone live in the centerville area? Do you like it? No kids, looking to buy a place with my husband. We would like something walkable, condo, with at least a bit of a social life. Too much to ask?

So wanna run something by you all. Looking at insurance plans. There are 4 plans that allow an HSA. 3 of the 4 are identical.
500 firm contribution to HSA = ~21/ pay period. Add that to lowest HSA premium plan. It still comes out lower than the out 3 plans. So what am I missing?

Hi all,

Does bny provide bny reimbursement.

Does anyone mind sharing how they are saving for the future? Or just securing yourself? I have stocks/bounds, 401k, regular (1) savings/ (2) checking, about to open a self found Roth IRA. But, what else am missing? Should I do a health found? I’m also starting a bit later at 34, so I feel like I have a lot of catching up to do. Any advice?

I regret choosing Deloitte India over USI, salary is same but i liked the clarity of my leadership team, which is still the same they are awesome, but USI people are getting many benefits, on time Hikes and appraisals, but i don't get all of those, which is kinda depressing.
I probably should have choosen USI

Hello All, I am looking for base salary for Sr Manager Medical Affairs Healthcare Innovation Technology (HIT) for imaging. I have 12 yoe and looking to be competitive with negotiating salary.

I have a 401k from my previous employer in Meryl Lynch. Current 401k is in fidelity. I would like to know if it’s easier to roll over ex employer contributions to fidelity (or) open an independent IRA account. I don’t intend to withdraw money from or take a loan on 401ks

Hi,
Can anyone help me to choose between these two ofgers.
4 yoe.
Cctc 12.9
Thoughtworks 15.9 (includes 1.5 benefits) and 50 k jb Société Générale 16 fixed 3.7 var 1 lac jb

For any of you real estate investors, what tools or sources did you learn from when getting started. Can’t find a mentor currently so want to find some highly recommended books or videos. If focused on the tri-state area (NY, NJ, Long Island mainly) that would be even better. My hope is to buy and rent out a apartment while also owning a house and house hacking that by renting part of it out. Trying to understand all the steps, traps, and how to find if it’s a good investment.

Hi All, newbie here to real estate investing. I have a primary with about $180k in equity and want to A) Get a larger primary in about 12 months and B) Acquire a cash flowing rental asap. Would you try to cash out refi and buy an investment property now; cash out and rent out your current place and buy a new primary or sell your current place and try to get buy a small investment and a new primary?

Has anyone made a property purchase using sheriff sales? Can you shed any light on the process or share tips or resources?

At my current freelance gig, they hold 47% of my gross paychecks for taxes. Is this normal or way too much?

The short: Would anyone be up for starting regular virtual co-working sessions? I’m thinking 2-3 rounds of [5 mins to set intentions : 45 mins of work : 10 min break]. The long: One technique I’ve found to stay focused is “body doubling,” i.e., having another person present while you’re working. I’ve had some success replicating this over Zoom/Google Meet. Everyone works on their own thing and stays muted during work blocks, but videos stay on. It reminds me of studying in the library vs at home

I love going to karaokes but none of my LA friends are into singing in semi-public settings. Want to start a bi-monthly bar hopping then karaoke lounge thing lol. Who’s interested?

Anyone else have a positive screener interview with HR, good thank-you email exchange follow-up, and then not hear anything for over a week? This doesn’t seem normal…but I’m still waiting.

HiAll, My lead resigned and my manager informed me just 2 weeks before her lwd on this and asked me to take up all their responsibilities. I don't think this is not a professional way to handle things and KTs are not properly given. I'm really worried if this will affect my career. I'm not really interested to work in this project. I have tried many ways to release me from this project . But manager is really amendment to release as there is no senior member in the team.

What applications do you use to view all of your investments in one place if you have multiple brokers / brokerage accounts?

how much does an sap senior consultant make at deloitte consulting?

Would anyone in a product analyst role at Visa or senior product role be open to chatting? Looking to pivot into payments industry from financial services and would love to get a better sense of product

I'm thinking about cutting off my beard.

Hello friend,

Any one abscond the notice period in EY.


I Just join - 3 month.

Any one can help me for same what get happened if I do same.

Thanks for you advise

Anyone else tired of having to work so hard to get where you are, only to realize you will be the first one laid off because you aren’t in the “sorority.” Watching it happen is filling me with anxiety

Best electric razor for men (facial grooming)?

Anyone else feel like your junior creatives don't want to be creative?? Ex: "I'd love to see some new options. Anything you'd like, no restrictions" response "Do we have to? They'll never buy it"😳

Anyone had luck finding a good therapist who actually understands ADHD? Getting advice like "try taking a walk every day" and "practice these breathing exercises" is driving me crazy. I need actual solutions and shit, not just platitudes and internet worksheets.

Hi Guys,

I have an offer from Naggaro and Samsung SDS ,Can you please suggest which one to join reviews on Glassdoor are very confusing . I am 6.2 YOE guy .

Did anyone join synechron for Morgan client this week? Please ping me

Buying a house with monthly expense of $4900, although my current rent is only $2350. My total HHI with my husband is about $310K. I’m feeling weary of spending this much but we live in a HCOL area near a major city and we have high taxes. It’s hard to find anything decent under $800K. Should I just suck it up in order to be a homeowner?

Learned on the day of the deadline to enroll, that my partner's employer offers voluntary participation on a deferred compensation plan. First time I hear of such a benefit/option after working for years! Any general (i.e. not plan-specific) lessons-learned, gotchas, pointers to offer as we will have to quickly decide to enroll or not?

TIA!

Potentially dumb question here: I am starting law school soon and will not be employed (net income of $0 assuming I don’t get a good summer internship next summer). Does it make sense for me to sell my personal investments next year (assuming my income will still be zero) so I’m paying a 0% capital gains tax rate? I’d just rebuy all of the same stocks immediately… am I missing something?

What’s a good, practical tax book to read for someone who knows nothing about taxes? I feel like I should familiarize myself with them but don’t know where to start/find the topic very overwhelming and dense even as a finance attorney. Welcome to other beginning finance book suggestions too! (Already read Kiyosaki and Ramsey)

Is this portfolio allocation pretty standard for index funds? What am I missing or not considering?

VUG Large Cap Growth - 20%
VOT Mid Cap Growth - 15%
VBK Small Cap Growth - 15%
VTI Total US - 25%
VXUS Total International - 25%

I would like to hit fire between 40-50. Currently 27, 185k total comp (125 for me and 60 for partner). Like my job don’t hate it don’t love it. Does an MBA make sense? I’m guessing it could take me to 170ish with that schools I’m looking at but wondering if the 40-50 retirement range makes an mba not make sense since I’d only have 10-20 years to save vs 12-22.

Would have to finance the whole thing myself. Current net worth is 140k. Thoughts?

Anyone have fee based fiduciary financial advisors they’d recommend? TIA!

How much of your income (%) regardless of savings rate would you spend for a house renovation?
We are moving into a house but it needs to be remodeled. Finally no more rent and no mortgage

Are y’all waiting to do a mega backdoor Roth to see what they do about build back better this year or just moving forward with it?

Thoughts on taking out $60K from my retirement account under the CARES provision (no 10% penalty) to pay off my house? My current interest rate 5.25%

Thoughts on staking crypto? What’s the safest way.

I’ve been reading a lot of FIRE books lately and want somewhere to discuss. What are the biggest takeaways from your FIRE journey/ research?

How are you all going about continuing to buy index funds while everything is literally green and I see people doubling their investment in such a short amount of time. Feel as I am missing so much money that could’ve been made. But VOO goes up 1% :///

Looking to buy a property mid-2021 and need advice on what to do with my savings that I’m building to purchase the property. More info in the comments

Anyone know of a good cross-border US/UK financial fiduciary?

Any thoughts on the below mix of index funds for a portfolio? Too little? Too much?

VOO
VUG
QQQ
VGT
MGK
VIG

Anyone here from NYC? Be cool if there was a meetup.

I’m a renter with 10 months left on my lease. Have an option to invest in a 3 unit property with someone who would live in one of the units. Would it be a bad decision to invest but continue renting?

Custodial or 529 for child?