First year consultant here with $30k in student loans. I have the money to pay it off at year end and would like to (bc debt scares me!). Benefits of keeping the loans and paying them off over time? What would you do?

Anyone have any good book recommendations around building passive income sources/building wealth?

Has anyone used SoFi to pay down credit card debt? I am drowning in interest every month with my BofA card and getting nowhere fast. Would love any advice re: SoFi or paying off credit card debt in general. Thank you!

I’ll be a student again so no income and no guarantors that meet income requirement. How do I secure housing? Do landlords take full payment on the lease? Any places that don’t have income verification?

How to know the GGID for checking final settlement payslip

I filed my tax with TurboTax. It said my estimated refund is $700. I got a letter from IRS saying I actually owe $400. When I looked into it I realized they didn’t account for my 2021 quarterly estimates that I paid with my ex-wife last year. In our divorce decree we agreed to claim half of the credits each. But I guess for their record it’s all under her name. It’s impossible to reach IRS and also I really want to avoid contacting my ex. What would be the best approach for this?

Hi ,
I have got sodexo card activated today. I found there is Meal Pass card, Meal benefit pass card and Cafeteria card

Which one we get money loaded ? Will that only usable in Bofa cafeteria!

Would like some thoughts on a 2-br NYC condo my husband and I are considering. $250K HHI (no kids). No loans or debts, both have newish cars fully paid off.

Offer would be for $725K, with 10 percent down. 30yr mortgage @5%. We would need to include closing costs in the mortgage, to keep about $10k liquid. Monthly costs will be about $5k.

This unit is special, very rare (we’ve rented in the area for 10 yrs and know the local market well). Should we go for it?

Is it wise to buy a home now with high interest rates in nj or would it be wise to just wait and see? Looking to buy a house in central NJ

Is putting your rainy day fund in something like VGLT a terrible idea? Trying to consider options outside of HYSA, with a bit more juice.

Anyone invested with QQQM or QQQJ? Thinking about splitting a chunk between both.

Parents- do you have UTMA/UGMA accounts for your children? Pros/cons over 529?

How to best calculate the loss of value(diminished value)to my car due an accident? Insurance agency quoted a really lower amount.

How is it like to be in firmware domain. How is the growth, work life balance , benefits and pay. Should I remain in this domain or make a switch to software developer.

How do you calculate IRR for a write off? Is it just 0% or should it go negative? There’s no cash moving after the initial investment so not sure what to do.

Does anyone have sources of health insurance cases for prep? Having an case interview with an insurance company coming up

Is there anyone from Canada here? I’m looking for some information on working out of the country, but selling insurance.
Thanks

Does anyone use the fidelity app? How can you change it out of dark mode? I can’t figure it out for the life of me.

Other than Airbnb, what is the best way to find month to month rental options?

Saving for a house down payment in the next 20-24 months. Where should I put my savings. Just in a savings account right now. Was thinking about ibonds, but is my timeframe too short?

Its weird that EY is calling themselves providing exceptional experiences, but keep sending Return to Office email on Friday and ruin our mood. What leadership is gonna achieve by sacrificing employee flexibilities and spoiling their happiness, it can ultimately lead to resignation and loss of great talents.

6 yrs of experience in core operations with good Power BI and excel skills. Also six Sigma green belt certified and preparing for PMP. What I could expect according to market standards?

Is the CAIA content worthwhile? Anyone take it and have any insights to offer on. Is the content provided in the education applicable info to their employment?

My background is in Visual Merchandising, and I am currently working in Merchandising Space Planning at a corporate level. How do I transition my transferable skills into E-commerce Site Merchandising to be specific.

Is IBM good in WLB and job security?

Hi fishes, Had discussion with TCS HR and he told he need to take approval for 21.5LPA as my current CTC is already on an higher level, My YOE is 7+ now , Will they offer me 21.5 lpa? Does the approval take place in TCS or just HR is ghosting me ?

For those who take the time to write back. Who give critique and tips for the portfolio. Who give guidance and advice, even if it's only a couple of sentences. Thank you. Thank you so much.

Hello fishes.
Can anybody from seimens refer me?
Job id 260096
Thanks in advance.

How does one get on at a family office?

Hi Fishes, any one working with BDO RISE, can comment that when are the offices opening and the people who are outside the base location when are they asked to join back to office?

Aside from your PMP certification, what was the best training / class you’ve taken (maybe through AMA?) that has supported you in your PM role?

What is the general interview process for Novartis for a lateral hire? I had an initial discussion with HR around salary expectations but the range I'm looking for was crossing the range Novattis offers for SA. Do they revert back in such cases?

Has anyone tried indoor gardening in NYC? Thinking this could be the best time to do so but not sure where to start.

Best kitchen knife set under $600?

Hi Friends, i attended 2 client interviews and both went wrong. I don't know what to do. I am new to EY GDS......Is anyone faced the same ?

Hi

Is there any vaccancy in Accenture (Bangalore Location) for Semi-Qualified CA (Articleship if done from Deloitte)?
If there is any kindly let me know.

Anyone know of a resource to locate the history of comments to a section of the restatement, something akin to legislative history for a statute?

I’m getting ready for my first review: what kind of raise did you get after your first year? My firm doesn’t have a lock-step increase, so I don’t know what to expect or what to ask for.

What do you want to do when you reach FI?

Anyone here read “Die with Zero”? What are your thoughts on the principles from the book?

What’s a good, practical tax book to read for someone who knows nothing about taxes? I feel like I should familiarize myself with them but don’t know where to start/find the topic very overwhelming and dense even as a finance attorney. Welcome to other beginning finance book suggestions too! (Already read Kiyosaki and Ramsey)

Anyone have fee based fiduciary financial advisors they’d recommend? TIA!

How much of your income (%) regardless of savings rate would you spend for a house renovation?
We are moving into a house but it needs to be remodeled. Finally no more rent and no mortgage

TC New grad Software Engineer
Base: $110k
Sign-On: $35k
RSU: $120k/3years
Relocation: $20k

Starting fresh with virtually $0 savings and $0 worth of financial literacy, whats the best course of action? any advice is greatly appreciated!

Is this portfolio allocation pretty standard for index funds? What am I missing or not considering?

VUG Large Cap Growth - 20%
VOT Mid Cap Growth - 15%
VBK Small Cap Growth - 15%
VTI Total US - 25%
VXUS Total International - 25%

Buying a house with monthly expense of $4900, although my current rent is only $2350. My total HHI with my husband is about $310K. I’m feeling weary of spending this much but we live in a HCOL area near a major city and we have high taxes. It’s hard to find anything decent under $800K. Should I just suck it up in order to be a homeowner?

Need an opinion on the Vanguard VIGAX/VIGIX. I’m index riding with that fund but am wondering if I should shift my risk and go with VT or another Vanguard fund. Thoughts?

I left my job a month ago & my 401k match never vested, but is still in sitting in my account. Is there anything I need to do or will my old company take it out on their own? They never mentioned anything when I left. TIA!

I’m a renter with 10 months left on my lease. Have an option to invest in a 3 unit property with someone who would live in one of the units. Would it be a bad decision to invest but continue renting?

Do you count your car as part of your NW on Mint/other trackers?

Is it a bad time to buy a condo in a big city on a conventional mortgage?

Had a great covid rent deal but rent is going back to normal. I want to stay in the location, live in said condo for 1 to 3 or 5 years then move to something bigger (further away from downtown) and rent the condo, eventually for passive income

Potentially dumb question here: I am starting law school soon and will not be employed (net income of $0 assuming I don’t get a good summer internship next summer). Does it make sense for me to sell my personal investments next year (assuming my income will still be zero) so I’m paying a 0% capital gains tax rate? I’d just rebuy all of the same stocks immediately… am I missing something?

Can people working side gigs as consultants receive deferred compensation? Or has anyone seen other creative, legal ways that consultants can work now and get paid later? I have a side gig that could end at any time, and I don’t envision it going into 2022. Good problem to have, but the side gig is bumping me into higher tax brackets this year, while next year, I envision I’ll be back to lower brackets, so I was wondering if there’s a way to delay some of this compensation to next year.

Still using Ally Bank savings account, but the APY had dropped to .60%. Time to move. Any recs on personal savings account? This is my emergency “savings”

Advice and tips for a first time rental property investor?

I am 24 saving up for my first property to purchase at the end of 2021 / early 2022 in the Long Island, NY area.

I’d like to save up around $50K in my HYSA for a property <$400K in LI. Does this sound reasonable?

Does anyone have any advice on investing in the LI area (best location, SFH v MFH) or just general first time rental property buying advice?

Thanks all

Should I be reducing my contribution to my 401k at the moment? Based on the drastic 🐻 market?