Fishbowl fam,
Apologies for this but I’m really confused and looking for some help. My wife and I make about 400k pre-tax (gross income). We max our 401k. Is backdoor Roth an option for us? How should we go about it. Any tips would be super helpful as I’ve read through some prior posts but it isn’t still very clear to me. Thanks!!

Send help!
I have been around 3 months working in a great company with a great salary, just bought a house and have a huge mortgage to pay… but I feel sooooo bored! This job in this company is not what I was expecting. I feel a bit miserable and still missing like 45 years to retire 😂 What’s happening to me? Why I can’t not find the passion in this dream job that I got?

About a year into our infertility journey and considering switching from my husband's company's benefits to EY's to take advantage of the 50K lifetime benefit. I know I would need to switch to EY coverage, but does my husband also haveto be on EY's insurance to have IVF costs fully reimbursed?

Why doesn’t PwC allow per diem? Can you only put food on the am ex?

Does your company offer student loan repayment/reimbursement assistance? If so, how much?

What is the average salary for and Admissions Director in Healthcare setting ?

HR question. When switching companies and the new company has a 30 day waiting period before health insurance starts, how do y'all handle insurance coverage? Cobra wouldn't be an option as resigning doesn't qualify.

Hi, can you please refer me to your company?
My skill : Manual Testing
YOE : 8.3
CCTC : 16.57(including variables + other benefits)
ECTC : 30 LPA(negotiable)
Current Company : PwC India
Mandatory Requirements :
1) WFH is mandatorily needed ;
2) The base location has to be Kolkata ;

I got an offer in Wells Fargo CTC - 22 lacs YOE - 9yrs in data analytics can anyone suggest how is the company in terms of job security and annual hikes & benefits

1) What is the onboarding process?

2) Will there be induction? if yes will it be online or offline? How long is the induction?

3) What all WFH claims are still available?

4) What all extra benefits can one claim?

5) On an average how much hike can one expect?

Curious to see what kind of travel benefits are typically offered?

RN here for 14 years. Bedside for 11 years. A little OR, critical care, Med-Surg. Did Case Mgmt and now doing Concurrent Review. I need a job that pays me above 95K and I started doing my NP in Psych but I just want to quit. Is there a way to get into Information Technology on the Healthcare side? I’ve reached out to a few programs that offer Master’s in Nursing Informatics or Data Analysis. Is there a job market for either of these 2 degrees? I have to find a way out.

Is there a healthcare payer/provider consulting bowl?

Offer from Shell 20.5
Offer from Wells Fargo 21

In terms of flexibility and benefits which is better to choose? Pls suggest

What are the advantages of working for a pre-IPO company?

I've been looking into several, and while they all seem to have great cultures, some are lacking in providing the benefits (401K, ESPP, etc.) that you can get at a more established company. What am I missing here?

Hi all, what are the mental health benefits at Deloitte?

I might get an offer in DHL, how are the company benefits, leave policies and pros & cons of the company ? Can someone elaborate on it ?

Hi Fishes,
Is there anyone whose expense reimbursement were reversed citing ineligible expense in Deloitte USI. If yes did you get back the taxes that were deducted at the time of reimbursement? How much time did it take?

Has anyone transitioned from bedside/patient facing healthcare to clinical research? I am looking at making the switch and would appreciate any insight!

Hello my sharks 🦈 from IBM 😇
I have a query with regards to HRA deduction that we can claim as non taxable.

So in my offer letter, it is written that max 50% of basic salary can be used for house rent.

My basic salary is 7,00,000. So how much deduction can I show for HRA, considering the The Income Tax Act Section 10-13A?

I want to reduce the tax as much as possible through HRA, but I believe there is a limit upto which deductions will be considered.

Thanks in advance guys🙂

Just bought my first Tiffany product! Wrap Bead Bracelet in Silver with Pearls and a Diamond.

Has anyone worked for Mission Veterinary Partners? What is the culture like?

Organization is critical for classroom management. Try assembling units into Google Slides with links to ppts, activities, etc. Color code them according to the rainbow: Unit 1 red, Unit 2 orange etc. It takes a minute at first but the payoff is a one click upload for next year! PS I use the same color code system with felt tip pens to grade my classes: 1st hr red, 2nd hr orange etc.

Does anyone feel like based on their practice area they could likely never work at a midsize firm later on and their options are mostly big law or in house? I feel like certain areas just don’t exist at midsize firms (eg, cap markets, bankruptcy, etc)

Any black nurses here?

Would love to speak to any project or programme managers at Google please? TIA

Looking at houses around $800k. Just got introduced to the idea of a jumbo loan…. I have about $125,000 in equity in my current house, which will probably be closer to $100k by the time closing is done. My local lender is requiring 20% down on a jumbo loan, which I don’t have. My first question is—does anyone know of a lender who doesn’t require 20% on a jumbo? Second, I have about $100k equity in a rental property but lender requires 40% down on investment properties for a HELOC. Help!

From India and on h1-b. How many days can I be between jobs? Getting the visa transferred to the new company and want to take a couple of weeks before I join the new company. TIA

Any resources to better my knowledge in SAP - almost 2 years in the form and I do not know shit (always been on PMO) - where can I start, I am so lost looking for a mentor to guide me

First time poster here!

After spending 4 years as a mid-level ops manager, I tried to break into HR through talent acquisition. Now after 6 years in TA, I've had a hard time getting out of it. My goal was always to get into a more broad HRBP position, but I've since worked for smaller orgs without a solid HR career path. When I ask about my career goals, they keep telling me, "Soon!" Or "Maybe in 6 months!"

I'm testing SPHR in June. Any advice for securing the type of role I'm aiming for?

Does H1B transfer in India need stamping again? Please let me know

Looking to buy Meermin loafers online, store in SoHo (NYC) is temporarily closed. Any reviews? Also the sizes seem to be in UK. Any tips to make sure that I am getting the right size?

Debating on Aruba vs. Turks and Caicos for an upcoming vacation. Most likely will stay at the Ritz either way. Thoughts?

Is it normal for a bride to expect a “thank you” gift for asking you to be MOH? In addition to bridal shower, bachelorette, and wedding gifts?

What happened to the Starbucks in Pipers Alley? Why’d it suddenly close?

Do most recruiters usually call with a verbal offer first and then get like your okay then email you the written offer the same day? Just curious if you want to negotiate the offer if should do it after they provide the verbal or after get the written one so can review everything then negotiate? Been a while since I’ve got one so want to have idea of when is best to negotiate

Favorite personal finance podcasts?

ETH to the moon 🌙

Best personal finance/investing books? I’ve read a few “beginner” ones like I will teach you to be rich but would love to read some more

Where should I put my money now? Any stock picks?

What is a great budget/expense tracking app you use? Looking for one that consolidates all my credit card spendings in one!

is putting a $1000 in VOO monthly and not looking back a good move or can I be doing something better?

Just over here checking my crypto balances every single morning in the hopes it’ll 100x overnight and I can quit my job 😅

How would you invest 25k? LT vs ST

Best budget site/app that has good custom automation? I want everything from my joint checking/CC to automatically be split in half. Currently use Mint and love everything else but that would save me so much time

Recommendations for best real estate investment books/podcasts/blogs. Primarily interested in rental properties

Why are New York HOA prices as crazy as they are?

Newbie trying to get a better understanding: is it better to max the 401K or just hit company 401K match and max Roth IRA first?

Can I get some advice on my monthly savings breakdown?
Mortgage, bills, etc-$3000
Traditional 401K - $500 (6%)
Roth IRA - $500
High Interest Savings accounts - $900
Stocks - $400
Money Left over~1000$

Anyone thought about switching fields to trading to get super good at it? My thought is that it’s a pretty lucrative field with lots of upside and even if you don’t do as well it’s easy to do from home casually and make some money if you’re a trained professional, which could help with FIRE if you need a low effort high reward side gig.

Stock futures are going to crash 3-4 % lower on Monday. Nasdaq losses will be more mild though. At this point there will be a few winners and a whole lot of losers. 15 days of protests and corona cases plus shift into q2 forecast will lead to at least 10% pullback. Long live AMazon and Apple
Thoughts?

Any recommendations for fidelity brokerage account for etfs, index funds anything?

Rate my portfolio:
20% eth
80% mix of spy, qqq
20% aapl
10% speculative stocks and cryptos
60% VYM
Using margin for >100% @1.1%

Also have reservations to sell for lucid air, Ineos grenadier, fisher ocean, cyber truck. Haha

Bought Alibaba back in 2020 and it’s been downhill from there. Should I sell off the $3k max for tax loss harvesting? Does this just reduce my income tax on that 3k?? No other investment sales this year. New to this, thanks.

So I chose an awful week to start DCAing into the market with my savings 😂.... What's the next step? Do I keep DCAing in or do I wait until a bullish trend? Buying etfs, indexes, and a few stock picks to keep a fairly balanced portfolio

Looking into investing in SPAC, anyone know where to start or any down side to this?