Folks mentioning their income here is before tax or after tax ?
Asking to find the ratio of the income and the money to invest/save.

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Posting as :
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I would suspect it is usually pre-tax. Most people don't know offhand what their post tax salary is.

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Related Posts

Have a HELOC with 7.5% adjustable rate (I know - bad idea from the beginning). 2 options - pay it off (do have funds now) or refinance this into the main mortgage at current rates. Thoughts?

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Looking for a new purchase, new or pre-owned and keep coming back to Grand Seiko. Be interesting in hearing from Grand Seiko owners on pros, cons, things to avoid, etc.
*** also curious as to thoughts on the Spring Drive!
Thanks!

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We’re about to lock in a rate soon on our home that’s been under construction through all this craziness. Our broker is estimating a rate of 2.75 with only 3% down. I asked if she’s actually seen this and she said she’s had multiple people close at 2.75%. That’s so freakishly low. I hope she’s right!

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Just gonna call this out -- WNC is a screaming buy; it's absurdly underpriced. Get in and then sell at $14 or $15 for some quick returns

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1st year as a home owner. What should i know regarding tax rebates on my mortgage payment and best way to educate myself on this topic? TIA!

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Do companies withhold/deduct taxes in UAE based on your citizenship or we get entire gross salary and we need to pay the taxes only when filing at home country if applicable?

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Please suggest best Term life insurance for 24 year old, maybe for payment tenure of 5 or 10 years, 1.5 crore for 75 years.
Is it sensible to invest in mutual fund + term life joint plan?

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Any one use Robin stocks Python API? How can we extract option assignment history ie when your sold call get executed?

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Ladies: (no wrong answer) When considering the finances of a potential boyfriend, which is more important to you:
A. his current income;
B. his current debt;
C. his current savings;
D. his current investments

Keep in mind, I am not excluding all the more important factors in picking a partner, I’m just curious about this specific consideration.

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Has anyone worked for US company from India for a few months? If so how did you file taxes for the same period? Online forum says you should get higher tax refunds as you were not living in US.

Hey guys - what is your advice on including financial info and projections into the initial investor pitch deck?

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What bank do you use, and why? My old bank doesn’t have branches here, looking for suggestions.

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As a new resident to NY, if I move to the city in October as a resident, am I on the hook for paying all NYC taxes for the whole year or is it prorated from October to the end?

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Hello ,

How much is the cost of a 2BHK for rent near Doddanekundi area ?

What are some good and affordable societies near to Bagmane bussiness park area ?

My budget is around 30K .

Thanks in advance.

X-post with personal finance .

🔥 🐠, how are you preparing your portfolio for inflation / potential stagflation scenario?

From my research:

- Many comparisons to 1973 oil crisis
- Buy and hold works if you can afford to lose money for next 10 years or so
- Invest in TIPS, commodities and real estate (but not REITs)


How are you thinking about this?

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No green card. Here on a L1 visa. How do I get TSA-pre?

What is the most reliable way to make $750k a year by your late 30s?

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For you guys that have car allowance. How much do you get?

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Anyone have any leads on a 1br in Cobble Hill / Carroll Gardens / Brooklyn Heights, for a sept 1 or oct 1 move in?
Ideally no broker, but whatevs. Been checking street easy but wondering if any fishies have the inside scoop. $3200-$3900ish

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Base: 5 lakh
HRA: 2 lakh
Max how much I can exempt with HRA while filing ITR?
I live in my own house. I can pay to my parents in the name of rent.
What are the documents I need to produce?

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Hi Fishes,


Could anyone please provide me referral for Business Analyst in Reliance Jio.

TIA

First time renewing my license, can someone tell me the process please?

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I’m currently in ERP and really want to get into cloud. Currently hold the Azure Fundamentals, AWS SAA, and GCP security certs. Any suggestions on what I can do to increase my chance to get into cloud?

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Hi, I just got an offer for a rotational program post grad. For the most part, I will be working at the city where my family and SO is at but they mentioned that I’ll have to relocate for 6 months to another location. Honestly, I don’t really want to do that, I would’ve been fine if it were frequent visits (rather than moving). Any thoughts or advice on how I should negotiate this? Or should I just accept the offer and negotiate this later when they finally ask me to relocate?

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Hi Anybody here working in EY banglore.How much EY will offer for a bigdata candidate .My tech stack is bigdata with spark and having 8 years of exp and current CTC is 10.

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Can anyone help one of my friend with referral in Wells Fargo ?
YOE : 7+
Skills: MainFrame
contact : +91 90404 92067

TIA.

Hi, Any recommendations for ‘RE’ in Atlanta, Georgia?

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Hi fishes. Can anyone please refer me in Deloitte India government consulting practice? Thanks in advance

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Any golfers here?

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3ys exp total, 1yr angular and 2yr Java. How much should I demand??

Super excited about Lisk, they will be growing into a major player in the field of Blockchain platforms next to Ethereum and NEO.

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In TCS can we increased the health insurance plan? I just join the TCS but I am not able to see any option to upgrade the health insurance plan? In induction also no one able to answer properly

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My partner is a cancer survivor, and I brought her in to talk to my kids. I had her stay for one of our GSA meetings and did something I have never done before--I answered questions about our journey together. It felt very liberating, but still scary.

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Puerto Rico or Hawaii in August? Which would you recommend? I have an entire week off and debating where to spend the week.

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When I get super stressed, I find myself just shuting down and not doing anything. How can I pick myself up and become motivated?

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Hello Fishes,

Can anyone refer me for Backend Developer roles

YOE : 2+ years

Tech stack : Java , Spring boot, Microservices

Thanks in advance!

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How much someone with 8 years of experience in Microsoft Dynamics 365 CE/CRM can expect? Current CTC 18LPA.

What's up with commercials nowadays? The ones I worked on back in the early 2000s were so much more creative. Maybe everyone is running out of ideas?

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Is studying for FAR in 6 weeks reasonable? Im working full time but not in busy season and planning to take 9 work days off during that period to study. I’ve covered parts of the material in the past but never finished. Appreciate any advice or tips you have. I’ve passed 2 exams but could never get through FAR.

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Is peloton really worth it? After spending 2 hours on reviews, comparisons I just feel like it will be just another thing that's eating up the space. Also it gives me cult vibes.

I mean you tell me is it really life-changing. I have never EVER spent more than $400 on any sort of health product EVER.

We are a couple work out 8-10 times a month and want to get better and healthy but work, weather and general laziness comes in between. We don't do gyms.

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Additional Posts in Personal Investment Chatter

I currently have ~$25k in SPY. Is it worth switching all of those holdings to VOO?

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With expectations of high inflation, large growth or value for 2022?

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ARKs: Sell or Hold?

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Can I get some advice on my monthly savings breakdown?
Mortgage, bills, etc-$3000
Traditional 401K - $500 (6%)
Roth IRA - $500
High Interest Savings accounts - $900
Stocks - $400
Money Left over~1000$

Have a HELOC with 7.5% adjustable rate (I know - bad idea from the beginning). 2 options - pay it off (do have funds now) or refinance this into the main mortgage at current rates. Thoughts?

like

Just gonna call this out -- WNC is a screaming buy; it's absurdly underpriced. Get in and then sell at $14 or $15 for some quick returns

helpful

1st year as a home owner. What should i know regarding tax rebates on my mortgage payment and best way to educate myself on this topic? TIA!

like

Does TurboTax do the job well enough for someone like me?
- multiple locations
- changed jobs
- startup stock, acquired
- sold stock
- crypto

Curious if I should call someone local or if TurboTax is fine

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My HOA documents indicate that it covers flood insurance, as the bldg is in a flood zone. The insurance carrier dropped us a month ago, & HOA didnt notify us. We all found out from our mortgage companies that we were out of compliance of mortgage requirements.

The HOA has not gotten coverage but continues to collect full dues & even leveraged a special assessment. They refuse to waive the portion of dues allocated to flood insurance. Im now paying $185/mo to flood insurance. Can I do anything?

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Got into VTSAX at the peak in feb. I don’t need the funds but it’s eating me up seeing the losses and knowing there are more to come. Is it time to sell before we hit a global depression?

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Can anyone provide a high level overview of building a home in a new subdivision? Considering it, but don't have a full understanding of the cost. Nervous there will be a lot of hidden costs to get what we want

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How closely do y’all watch your brokerage accounts? Like everyday or weekly?

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Any Recs for a HYSA that I can set up as joint with $26,000 that has debit card attached and low fee transfers if I need to move money around?

When will index show 10 percent return. Seems as if this bear market will go on for many years

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What do you guys do with your 401k when switching jobs?
Thinking of rolling it over into my new provider.

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About to open a roth IRA. Can I just deposit 12k into it? 6k for 2020 and 6k for 2021. Or is there something special I need to do in order to differentiate the prior year contribution?

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Has anyone shifted their bitcoin perspective? If so, why

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What’s your best advice for a first time home buyer? I’m considering buying a duplex, living in it for 1 year, then renovating n renting it out. Getting into my own home after that 1 year is up.

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How are insurance books of business typically valued? Are an average of multiple years taken into account? Are expenses?

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~100k savings , what to do
1. pay off mortgage 700k
2. pay off credit card 12k, 0% APR
3. invest in rental property in LCOL
4 buy land in USA or India.
5. invest in stocks

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