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What would be my in-hand salary
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honestly i’ve moved at home and will eat sushi 3x a week and buy whatever i want within general reason since i no longer have to pay rent and still have savings at the end of each month
Wholefoods + Amazon: $600
Eating out/dates: $400
I be spending all the time. All. The. Time.
Pro
Rent $4k
Credit card $3k -$4k
Yeah total monthly cc bill is probably what I’m looking for.
Credit card bill was 2-2.5k a month pre pandemic.
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Pre pandemic $1K-$1.5K per monthly cc bill but I’m also on the frugal side. (Rarely uber, dinner out once every other week)
During pandemic $800-$1k /month.
$500/month which is ~5% of net take home pay. This is during pandemic so I haven’t really done much aside from cooking and eating out few times a month. Pre pandemic was around 1k.
Before deciding to buy a place, probably 5k. Now, maybe half that
Although I would say you should approach this not as “how much can I spend” but rather “how much is left over to spend after saving for my goals.” Identify your goals, how much to save to get there, then the rest is your discretionary income
Around 2k/month
Around 2.5k/month. Mostly groceries, restaurants/booze, and ubers, and then it seems like every month there’s some different big expense... last month I bought ski boots and then went skiing, for example.
Rising Star
1k
My budget says 1.3k on entertainment and food and 6k total(this includes rent, charity donations, utilities, student loans, money moved to investment accounts)