For people whose immigration situation is not clear, is it better to invest is ordinary 401 K plan or Roth or none?

Posting as :
works at
You are currently posting as works at

None

like

401k .. with immigration status not clear -- it's better to invest as you are loosing out on free money... this becomes your savings. No matter what you get this back regardless of whether you are in this country or not.. and this is pre tax money.. with families where both husband and wife works -- the tax deduction is less too

like

401 k is a trap.

401k is crap

Related Posts

Happy Sunday everyone!
The remaining balance on my mortgage is 70k on my existing home and I have over 300K sitting in my online savings accounts? Should I pay off the mortgage? Thinking about buying a bigger home. Thoughts?

like

What other avenues are you using to increase income?

like

Best area credit unions?

like

Hey, new to investing looking at initial mistakes I made. I have $1k in VOO, $7k in VT and $4k in VTI in my brokerage acct; in my Roth IRA I have $6k in VT and $7.7k in VTI. I know isn’t an ideal portfolio because many of these funds overlap. However I’m in for the long term and am willing to reposition to a strategy that will do the best over my life. Id appreciate to hear feedback on these 2 accounts and better approaches from others. Thanks!

like

$RKT - ceo was just on CNBC and said founders/employees own 90% shares outstanding and there is a 40% short interest as of 1/15/2021 (MarketWatch). Could be another opportunity.

funnylike

Tell me you’re just in index funds without telling me you’re just in index funds...

Post Photo
likefunny

So here is my doubt.
My company(listed on NYSE) gave me RSU of 50 lakh (will be vested in 4 years).
With this much in stocks already, shall I still invest in stocks on my own in NSE based Indian companies if I’m investing over 5 lakh yearly in PF+PPF+NPS too ?

likesmart

What are your thoughts on the new 2018 Merrill comp plan? No more bonuses with SGA going away. 3HH requirement to avoid grid reduction. I️ have too many households now! I️ only want $1mm+!

like

We’re now 3.5 weeks into Le’Veon’s holdout. What are you valuing both him and Conner at in terms of trades?

“If I sell now, I’m going to lose out on the upside”... watching GRT drop and drop 😂

like

Apologies for the silly question but how long on average does it take for your BTC/ETC buy order to go thru?

Put my first orders in this morning on CBPro for both and they still haven’t processed.

like

Anyone in Dubai trading/buying crypto? Completely new and would like to talk to someone to complement my research :). Thanks!

like

Got my first job working retail! I'm so excited. I'm only 18 and I know it's not that much but I'm happy that I get to earn my very own money.

like

Check out SNDL (Sundial Growers). The call options are going crazy—buy the stock now—could easily get up to $5.00 in the near future. 🔥

likesmart

Recently purchased a home and starting the design process - planning to spend $70k on furniture in the next 6 months (sourcing through designer, not through big box retailers). What are the best credit cards out there right now with 0% APRs and rewards/cash back? Partner and I have excellent credit.

like

Has anyone asked for a refund for payments made towards student loans during the pandemic and actually received it yet?

Available 2BHK unfurnished for family at Kharadi Bypass.

Reason: Moving out due to job change

like
like

Was there ever a time you wanted to give up being a real estate agent?

like

How much do your children cost on average per month? I’m childless and trying to do some FIRE calculations, but have no idea what kids expenses look like. I’m LCOL currently.

like

More Posts

"If 4 people die in company B they will break down, but it doesnt matter cause company A owns them"

like

Comments on this? Who is he pandering to with this kind of message? How do fellow New Yorkers feel?

Post Photo
likefunny

Hello all, hope you have a good day!

like
like

45 M In Bay Area CA . Any female 🐠 from Bay Area here?

I’ve been a data analyst for a little over a year for my current employer. I manage databases, input new information, solve issues utilizing root-cause analysis, and I maintain reports on a daily basis. The only thing I don’t do is work with coding such a SQL. I’m currently enrolled in Coursera Google Data Analytics Certification to learn more about SQL.
I want to get a job in data analytics that uses SQL. How do I show that I know SQL without having direct SQL related work experience?

like

Folks doing new bank account bonuses that require direct deposit, are you setting up direct deposits with your employer for each new account?

like

Are there any good agencies in Utah? If so, who? And what is the pay scale for AM roles like AE/AS/AD/GAD?

like

Whats the Base salary range for entry level Tech at KPMG?

like

1/22/22 Daily Checkin! What’s your work out for this Saturday?

like

What level is an Analyst role and what is the pay band at this level?

Can anyone give some insights on this

like

Hr professionals:
Please tell me your title, wage, rounded years of experience (nears 5), metropolitan area.

like

Hi Fellow professionals,
I am eagerly looking for a job change but I don't want to limit myself to just Marketing (I have 3 years of experience in this field).
What are the other job options available for me without having to start all over again? What is a lucrative business/market/industry r.n.? I would love to work for Blockchain, Defi, AI, ML or even sustainability industry but I am open to other options.
Have any of you did something similar recently and are enjoying the new job change?

Hello! Anyone willing to give me a referral for a Security Engineering role at Shopify? I have ~1.5 YOE in cybersecurity and a Computer Science background. Let me know if you’re willing to help and I’ll DM you. Thanks!

What are your thoughts on DilMil? Anyone had any success on it? Im in the Chicago area but always see profiles as far away as from Canada! Does this get better if I pay them? 🧐

like

How long does UBS take to send offer letter after the candidate accepts the salary breakup ?

like

Hi all! Me (nyc based) & a friend (nutritionist in india) are starting a service that provides customized 1:1 meal plans (including holistic ways to manage chronic conditions)

We’re doing a 2 month pilot, pricing it at cost ($25/ mo)- and it would include-
- 1 hr group session on better understanding your chronic conditions (if any)
- Weekly meal plan with your customizations (allergies, preferences)
- weekly 1:1 accountability check and reflection on what worked

Let me know if of interest!!

like

Im helping my spouse to get back to work after being unemployed since pandemic and while waiting for permanent residency. Any recommendations how my spouse can easily get back to work? My spouse applied several times since June and had no success. Thank you for your advices.

like

Pointers for putting in your two weeks (setting up a meeting, navigating the discussion, etc)? How do you go about it in the best way?

like

Offering referrals to Cloudflare applicants. Comment / DM if they have a job you are looking to apply for

likehelpful

Additional Posts in Desi Consultants

Desi fishes - reviews on Kuwait airlines traveling from JfK to Del .how is the leg space , airplanes condition .heard from someone in my team that they are bad , old airplanes and DVD does not work.

Tried to get my parents Tourist Visa to spend 3 weeks with us in 2018 around the time of birth of our daughter. Got rejected twice. Anyone has experience with having such denials overturned?

likesmart

Does anyone think in next 20 years the exodus of Desis will be to China, instead of western countries? The way things are changing, looks like China is going to dominate the global equations.

like

Maalik ? I have heard some ppl using this word to address their desi coworkers. I know it is used in the same context as “boss”. I am wondering about the origin of this word. Probably some movie ?

like

Anyone know of a marriage broker?

If you liked Madhavan's character in Decoupled then you should watch Larry David in Curb your enthusiasm

like

Folks, has anyone shipped jewelry from India to USA. How did you go about? Was it just a FedEx/DHL shipment?

Why do desi guys ask for your number and then never text? 🤔

H1B folks, how and where do you all invest your money ? Short term and long term ? I’m finally done with my education loan and looking to invest, doing a lot of reading and would like your advice

like

Any ideas when visa holders like us can sign up or will get covid vaccine?

funny

SO has a NJ driving test in coming weeks. Any last minute cheat sheet / mock paper to look into that you guys found helpful? TIA

likefunny

Where are all my Bangladeshi bro's and sis's? 👋🏽

like

Any restaurant/ homestyle food recos in atlanta?

Travelers to Dubai using Indian passport + US visa: Did you have to carry Dirhams (AED) in cash, or were you able to use a credit card for the visa-on-arrival fees? I was thinking of using my corporate AmEx.

like

Have 6 YOE in SAP BI space. Currently with a Big4 firm. Have MS from a reputed US university. How much would be my expected salary in India?

like

Any recommendations/personal experiences for Guitar tutor in India? Planning on doing some weekend virtual upskilling! Preferably should speak Hindi as I live hindi songs more! TIA.

like

How do you manage your online financial passwords? Want to get out of the scenario of going to "forgot password" every time I login. Do you write it down somewhere on paper ? Can't seem to trust..cntd