{ "media_type": "text", "post_content": "For the youngins: anyone wait until turning 26 to get off their parents’ medical plan? If you don’t before you turn 26, do employers allow you to enroll as a “special event” on your birthday?", "post_id": "5d1a07bb7505bd0021a23ff7", "reply_count": 11, "vote_count": 3, "bowl_id": "564a5cdb94887803001dd07c", "bowl_name": "Accounting", "feed_type": "crowd" }

For the youngins: anyone wait until turning 26 to get off their parents’ medical plan? If you don’t before you turn 26, do employers allow you to enroll as a “special event” on your birthday?

likefunny
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Also I’d suggest taking care of any minor procedures (i.e., wisdom teeth) done before turning 26 if your parents have a good plan.

likesmarthelpfulfunny

Yes

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Yup, losing insurance is a qualifying event.

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I waited until 26 and it’s technically classified as a special event when you lose coverage where they’ll let you sign up outside of the regular benefits enrollment period. Check with your parents’ plan to see when you’re covered until, as it may be until the end of the month. Once you lose coverage, then you may sign up for a new plan and back date it effective to the date you lost your coverage, such as July 1 if your birthday was sometime in June.

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My parents have a Lamborghini of a health plan through their employer so I’m def waiting til 26 when I’m gonna have to drop to garbage tier on my own

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Stay on their plan as long as you can. My dad paid the same for himself and my mother as he did for all 3 of us.

uplifting

Stay on as long as you can!

i believe a lot of plans are effective until the end of the year you turn 26 (at least thats what my parents plans have) so you just have to be sure to sign up for the company plan the year youre turning 27

No I’m pretty sure the standard is that you get kicked off at the end of your birthday month

Thanks everybody !

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