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Hey Fishes
Can anyone share Mutual Fund schemes in their Portfolio?
I am a newbie and planning to start investing via SIP's in MF ( Around 4-5 SIP's of 10k each)
Thanks in advance.
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I only fly first class once a year for my birthday when I visit my parents across the country. It’s about $700 and worth it
200k tc, fly business everytime unless more than 4x lowest price. I have no mortgage, retirement accounts are ok. Enjoying life as I live it.
Pro
Everyone doing this is using miles or status unless very wealthy. Occasionally I will pay a couple hundred to upgrade on a cross country flight but overall I think you must be very wealthy to pay for a first class ticket. I had 1k status for a few years. Flew first class on all my personal trips. Sat across the isle from Stevie Wonder one time and Quinton Tarantino another. But couldn’t maintain that status after my international travels ended.
This assumes that everyone equally values first class. There’s are body types where coach is extremely challenging (if you’re tall or large) vs a “normal” size person who may find first marginally more comfortable.
As someone 6’5” it’s incredibly difficult to sit in coach. If I were a short 5’10” I probably wouldn’t care.
Rising Star
I make… a lot. And unless I’m using miles or whatever, we fly economy plus for personal travel.
Rising Star
Thank you for sharing P1. Having The family also makes a big difference
OP is trying to find their number
$5-700k/yr fly first on any flight longer than 3 hours or where I know I will be hungover on the way home.
Ah right my bad. I missed where SC1 said EY1, reading it as "EY's" like it was business. Nevermind me. I'm just a pleb
Check r/fatFIRE
I’m a CL3 so I get to fly first class for work. That translates into a lot of miles that I use to upgrade to first class for all of my personal travel.
Thanks A1 - I’m applying to Accenture soon so this is very helpful. I’m a pleb right now but hoping I can make it to MD one day.
If we’re talking about spending $3-10k per person round trip, then my husband and I would need to be at $1.1-1.3M total comp to feel comfortable doing it for every personal trip.
HHI of $2 Million and NEVER fly first class. Coach only. We are frugal AF.
Well said P1.
Pro
Someone in my family was on the board of a major airline business. Back when they were on the board, there was a number I could contact to be upgraded to business if it was available.
What HHI?
Chief
Herfindahl-Hirschman Index is another option
Varies between $100k and $350k. I won’t fly economy for more than five hours. Depending on price and availability, I’ll either use miles for a business or first class ticket, pay for economy and use systemwide upgrades, or buy a business class ticket. You can sometimes get roundtrip business class tickets between the US and Europe for $2k and the US and Asia for $3k. I’m booking a ticket from Bangkok to Europe for next month, and Finnair is $634 one way in business class. For flights of <5 hours, I typically take my chances on an upgrade within CONUS and will pay up to ~$50 per hour of flying time to fly in first or business instead of economy (except within Europe where a business class seat is identical to an economy one)
Rising Star
Only did it for wedding/honeymoon and pregnancy. Wedding made sense since we were already exhausted with the planning, packing and fast pace of the religious events. Pregnancy made sense because I was so uncomfortable but really wanted to go on a Babymoon.
I have since I made 200k a year. Job gets me status so flying first is easy. Just have to plan
Chief
I rarely fly for personal travel, at most 2-3 times per year, but usually upgrade to domestic first class for one or two of the trips. HHI of ~$550k.
Chief
I do economy plus for my other personal flights. To note, this is almost all domestic, I can count on one hand the number of personal international flights I've done in the past decade.
1,000,000 delta miles! Always upgrade internationally and hope for the bump, due to status, domestically
I make around $400k and I book ~30% of my trips in first. I fly a lot- if it’s not egregiously more ($300) and 2hr+ flight I’ll prob book it.
Ya domestic usually American.
Here I was thinking I was bougey for upgrading to comfort plus 😆
Chief
350K TC and I fly first / business 100% of the time. I’m a big guy and every time I have flown economy it’s ruined my day