For those that pays financial advisors (not robo), what are the qualifications you look for in your convos? They all sound the same. And is 1% pretty standard for entry level 250k?

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Yeah main thing to look for is if they follow fiduciary rule.

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What M1 said. According to Tony Robbins, only like 10% of financial advisors in the country have to follow it, but that would be my biggest must.

More Posts

Why do married folks judge singles so much? Marriage is a lifestyle choice, not an obligation. Live and let live.

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How much time does PwC India take to release offer letter after submission of documents?

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Why FAAS is under assurance while FAAS is not allowed to not provide assurance?

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I’m wondering if it’s possible for an experienced hire to join MBB without a MBA?

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I was laid off yesterday due to change in my departments objectives, does anyone know of any Medicare Advantage opportunities in the Payer Space that align with IT and Operations?

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So...any guesses to what’s in this Holiday Mystery Box?

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Hey All! Is there any circular by Government of Maharashtra mandating 50% office attendance? From July 1?

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Hi All,

I am new to this platform . Kindly help me activate the DM feature

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I have a handsome client and can’t concentrate when I’m around him. He doesn’t exactly flirt but I feel paralyzed when he looks at/talks to me. This is day 6 of a 3 mth project...what do I do?

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hey, looking for referrals for .net full stack developer, with4 years experience. In any of these companies in chennai location, EY, Verizon, Pwc, Deloitte, simens.

Can anyone please help with referrals

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I have never seen anyone display as much grace as Barbara Walters when her co-anchor (Harry Reasoner I think) was so dismissive and rude to her; she just smiled and kept doing her job. If I end up with even half that level of class, I will consider it to be a win

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Has anyone had their venue require a COI for external food vendors? Is it only for set up or for the actual food itself or both?

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I am currently a student, making an internship as a Functional SAP Consultant with interested in a career in Digital Transformation Consulting.
I would like to know from your perspective and experience from where should I start? Skills needed and what kind of jobs I should focus on?
Your answers will be highly appreciated!

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Some motivation to get moving as the weather gets colder…

Post Photo
likeupliftingfunny
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Filing all tax forms for a corporation for the first time. Does anyone use TurboTax for this? Besides y/e tax return what else is needed to file? Quarterly 1040ES? Payroll tax?

Curious -- does anyone have a side hustle? I'm in the early stages of getting a start-up off the ground.

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Gathering some research for a brief: what do you miss the most about being in the office, if anything hahaha

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This is for Accenture Capability Network. Can someone please help

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Additional Posts in Personal Investment Chatter

I don’t get why even the most reputable financial news still try to attribute market moves to people. It’s not individual investors who are in control of day-to-day moves anymore, it’s algorithms.

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What happens if I contribute the max amount to a Roth IRA on Jan 1st and my MAGI ends up being more than the income limit?

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Landlord is raising my rent by $436/month next year - a 21% increase! Horrible!

I thought the housing market cooling down would have prevented a huge increase, even with inflation. I want to buy, but my wealth is tied up in the markets so I can’t afford a sizable down payment right this second. Where did you pull your down payments from?

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Anyone ever dealt with fraud at Marcus? Had to call three times to get them to even initiate the process, now I have to mail in a written statement, and it can take up to 45 days for a decision. My university credit union can take care of this online in an hour. Had Marcus two years no complaints, but current setting up HM Bradley.

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I just opened an account on Charles Schwab and their financial consultants and wealth managers keep calling. Can I just ignore them? I just want to invest my money the way I want (ETFs). Don’t want to spend money on these dudes…

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What are some options to invest in private companies or start ups? What’s your experience been?

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Anyone have any tips or insight on NFIP flood insurance vs private? Does it matter what you get?

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My wife and I each have our 401ks through Vanguard. What fund should we allocate them to? And why? It seems like the wisdom is to just allocate 100% to the 50, 55 or 60 fund.

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Best way to passively invest in real estate?

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My salary is 92,000 paid bi-weekly, and paycheck deductions amount to 31.7%. 6% is 401k and about 1.4% is medical/dental/vision leaving 24.3% tax rate between state (NJ) and federal. Does this sound right or too high? I don’t claim any exemptions on my w4

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Will Moderna ever go back? The drop is getting me nervous now…

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Went to a club yesterday and we paid $20 pp for cover just to find out that it was empty and there wasn't really a clubbing vibe. Bought a round of beers and we were so bored that we decided to leave in a few minutes... I feel robbed but at the same time I guess there's not much I can do, or is it? Im not sure if a CC charge back even applies in this case. Anyone had the same experience?

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I have about 10k to invest. Should I just go all in on VTI or VOO?

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When was the last time you had to withdraw money at a branch/ATM?

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I recently nearly doubled my income. Currently My bank account balance is -29.53. Yes. Negative. I have been horrible with money forever. Now that I actually make decent money I need help with money management. Where do I start?

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What percentage of your income do you (or you as a couple if married) save in HSAs, IRAs, and retirement accounts?

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Index fund vs Mutual fund comparison—>
Fund 1 TRBCX: exp ratio .66 YTD 15.69%
Fund 2 : VIGRX: exp ratio .17 YTD 9.90%

Fund 2 has low expense ratio but low return as well. Can we say ( contd.)

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I just realized I’ll likely have a MAGI of over $124,000 this year and will have to reduce the amount I contribute to my Roth IRA. I don’t know exactly by how much and I’ve already contributed about $1,900 directly through my Roth IRA. Does anyone know if I can still do a backdoor Roth IRA for the remainder of the $6,000? Is there any way to avoid over-contributing to my Roth IRA by the amount I already put in there?

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When backdoor IRA is in play, can you consolidate funds with an existing IRA? Also, there a difference between “backdoor” and “mega backdoor” or are they synonymous?

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In early Feb, I contributed $6K to a trad. IRA and converted the full amount to Roth IRA (my limit for 2020). In my ‘20 tax return, do I only fill out Part I of form 8606 & report the rollover in ‘21?

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