For those who are using Mutual fund A shares I’d like to hear your rationale

helpful
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Rationale? With a significant breakpoint, A shares (cost wise) will be somewhere between ETF/no-loads and a managed account in most cases.

Look, I’ve been in the business over 20 years and I’ve got tons of real client examples where performance-wise a good A share pack of funds has served clients better than a managed account at a 1% fee.

likehelpful

I’ve used A shares in my own investments (mostly because of NAV pricing at the firm) as well as several clients. For a disciplined investors, it’s a great option

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If you’re going to hold it for the long-term, an A share can be cost effective. If it’s a short-term investment I’m not sure what the rationale would be

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A shares pay a commission, that’s one rationale

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A shared 11+ years and C shares 3 years or less for those clients who do not want active trading. If they do managed account with 1% fee includes annual planning.

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