For those who use “You need a budget”, have you found it worth the monthly or annual fee? I know it’s small, but I’d rather not throw money away if I can try and hack it on my own.

What are the good LPS for quick gains in this market?

For the NYC rent relief program, you have to earn leas than $63k for a single person household? Anybody get by that detail as a freelancer who sometimes makes zero a month?

Best way to answer “why do you want to join private credit” or “why do you want to join private debt”. I have a general sense of why I want to but can’t really put my thoughts into words. Any insight would be helpful. Thanks.

Does enjoying investing your own personal capital translate to enjoying working in investment management?

Can I contribute to my 2022 IRA now? Or do I have to wait until 1/1?

Anyone investing in houston? I was thinking of Dallas and Austin initially but price is so high so wondering if there are other texas cities where I could invest in a sfh.

Does anyone know how the federal student loan process works after you have submitted your FAFSA?

With a 10+ year horizon shouldn’t we be loading up on Chinese stocks? I find it highly unlikely that China was shoot itself in the foot and consider this a short term pain for long term gain.

What’s everyone’s 401k balance? I’ll start. 20 years saving and have 650k.

What stocks are you surprised have held up relatively well during this sell off? For me MDB, DDOG, and of course GME

We’re WFH for another 5-8 months. To be honest, I think it’ll be a while before NYC goes back to the office. I’m saving so much money living at home. Should I just go for the Tesla?

What’s the best price to get in Tesla? $280-$300 or still expensive?

What would be an impressive net worth for a 23 year old? Not looking for an amount that is ridiculously high, just want to set a reasonable but challenging goal for myself and my net worth for the next year.

So, are you rich?

Do you feel like your paycheck is accurate based on your cost of living? I don’t and it’s super frustrating. Like… am I really expected to pay bills, maintain a social life, and save for the future on this salary?

People living in LCOL areas who bought a house in the last few years... What did you spend on your home, what are the bed/bath #s, and did you buy a fixer upper, turnkey home, or something in between?

Starting to home shop in a LCOL city and I'm super curious to see some numbers from others in similar types of locations. I'm originally from a bigger HCOL city so what feels "reasonable" to me is skewed, but everyone here seems to want to spend as little as possible on homes.

If my SO gets rid of her Sapphire Preferred card and only has the Freedom Unlimited, can she still transfer those points to me or are they strictly cash back at that point?

Bitcoin $12,994 🙌

Feel like my life is at a standstill these days and I have nothing to look forward to.. feel far from Islam and unfortunately laziness and constant feelings of emptiness are keeping me far

I have teams interview for java development role at CIBC.
I am so nervous.
I have worked mostly front end side before.
What should I say when they ask me about my previous job ?
Any other tip to face interview for Tech side in CIBC bank ?
Thanks

Hello- does anyone have any insight on how vesting schedules typically work for LLCs giving interest to an advisor?

2nd year here: just got reamed multiple times by a partner in a checklist call for not having enough detail in my open items list. Thing is the draft i had sent the midlevel was far more detailed, they told me to remove it all and make it as barebones as possible. Do I just take this L? I'm pretty annoyed because the partner mentioned it TWICE in the call with clients for my lack of detail.

Midlevel didnt apologize or even acknowledge this issue. I've never been so mad in my career.

When looking to make an internal transfer, is it best to have the initial discussion with your current boss first or talk to the supervisor in the department you’re looking to transfer into?

Do you ever feel like you’re not allowed to vent about a bad day? I feel like we can’t just vent and chalk it up to a bad day and move on. If we are overheard saying anything than sunshine and rainbows you have to be scared of admin coming down on you - as far as written up for being unprofessional. Is it like this everywhere?!

Any recs on sourcing glass bottles for bottling cold brew? Not sure where to start, tried Webstaurant but didn’t seem like they had it. Any types of local biz I should contact?

Hi Fishes
I have recently joined bank of america, india branch, it's not been 15 days actually. And they are asking all the employees who are working from home to come to office. Which is 18 april. Can we as a employee ask the company to continue with the work from home model.

My current job is the first job I took out of college. I've been here for 4 yrs; I want to switch things up and move on to doing something else. How do people look for jobs other LinkedIn and indeed?

Any recommendations for podcasts related to funds/securities law/M&A or similar topics? I’m a first year (funds/funds reg) and was more interested in other areas in law school, so just trying to learn something and stay in the know. I already know about The Deal podcast.

Is there any bond in HCL as I can see there is written to work for around 18 months.

How easy is it to move up market from LMM as a VP?

Hi Mart Team,

Hope everyone doing Great

How is the work life in Walmart.

My domain is BigData+Cloud tech and got position for Data Engineer-3
YoE : 4.5 Yr

Data Engineer-3 -- Is it same as senior software engineer??

And Onsite ka kuch chance he waha😊

Your inputs always helps 🙏

I have 4 year's of experience in business Analytics and currently joined one product based company where I'm part of operation work team. It's been only 3 weeks and feeling like this job doesn't add upto my last experience.

What should I do ? Is it ok to switch again. But company is great.

Anyone have good examples of how brands have integrated with wearables - any type of wearable (content integration, 3rd Party partnership, app extension, platform sponsorship, etc)?

Are there any CSPT’s here that can recommend a study guide for the CSPT exam?

What’s the best price to get in Tesla? $280-$300 or still expensive?

Anyone stake crypto here 🙋

Been looking into purchasing tBills on treasury direct. Near as I can tell they would currently pay ~3% for a 52 week term which is roughly .5 to 1 % more than a cd for equivalent term. So…why isn’t everyone buying these instead or CDs or Hysa? What am I missing?

Note: these don’t appear to have a purchase limit like Ibonds.

How much are medium sized pools nowadays?? I know nothing. I just know I want a pool but I need an idea on costs. Anyone get one recently?

Is there a reason why we always focus on earned income tax rates as a means for generating tax revenue? Seems like instituting a minimum effective tax rate on corporate earnings or taxing capital gains as ordinary income would yield more tax revenue while providing the majority of Americans (and people on this app) with more after-tax income and the freedom to choose how to use it (spend, save, invest, etc.).

401k or Roth ira which is better

WealthFront users - anyone else’s estimated net worth at retirement make a big jump this last week? I don’t put much weight into it but wondering why it went up (~40%) with me making any changes.

Do people buy gold as a form of investment? If yes, what proportion of your investment constitutes it?

How scandalous is keeping my entire emergency fund (6 months) in US treasuries? Not interested in CDs nor HYSAs with the current sh*t interest rates

I've been looking at so many lenders and so many numbers for my home purchase loan and now I'm thoroughly confused. They are all a little different here and there but not enough to make the decision

Has anyone heard of Ian Wyatt research? It seems like a scam but just wanted to hear opinions / thoughts

If I have an old 401k that was rolled into a Roth, should I switch it to a back door Roth? What happens if I want to contribute to it during the year?

What kind of rates are people getting for their mortgage right now? How should I find a lender without multiple checks against my credit?

Trying to decide if I should buy whole life insurance or not - searched a few post and found the sentiment is overwhelmingly negative. Would love to learn more about why is it a best choice. My situation: M ~35 yr old with one young kid. About 500K in assets and expect to build 100-150k more each year (home equity, 401k, 529, cash, and some index funds). I’m generally risk averse and thought whole life insurance is an alternative “fixed income” investments - am I competing mislead by the agent?

Advise: Joint income lil north of 200K, 80 K in cash savings, 100k invested in property. NO 401K, NO STOCKS/MUTUAL FUNDS. Have a car loan and property Mortgage as usual. Am I too risk averse?thoughts?

Does it make to invest in MFs that have higher ER compared to ETFs? Trying understand what would be the rationale for not having an actively managed fund and rely on just passive index tracking funds?

For folks applying for business school loans - which bank are you using?

Seeing 5.52% APR with 0 payments in school for borrowing $60K over 10 years (total cost: 92.1K) or over 5 years (5.40% APR, $80.1K total cost).

Got these through Earnest (through that startup Juno). Is this the best I can do? Credit score is over 780.