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I’ve actually gotten feedback on this 🙃

Currently NTT having WFH or Not ??
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Tax lawyers: what do you guys actually do?
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I actually can’t understand the difference between them. I’m on pay as you earn.
F
https://studentloanhero.com/featured/ibr-or-pay-as-you-earn/
PAYE (not REPAYE) is generally the best as you only pay 10% of your discretionary income each year, and they don’t take into account your spouses income when determining your loan amount if you file separately. It’s also 20 years as opposed to some 25 year plans.
My finaid advisor said PAYE is the best way to go
I think I might have switched once? But I would just check the box that said pick the lowest payment during the recertification process.