Fwiw looking at the bloodbath of my portfolio and crypto holding I am going to put a good chunk in to a 2 year MYGA (multi year guaranteed annuity) to save for downpayment and my hope is that in 2 year all the dust from all these thing would settle war, inflation, gas prices, crypto regulation, midterms, just the general sense of doom and gloom. Ofcourse YMMV.

likehelpfulfunny
Posting as :
works at
You are currently posting as works at

As far as companies maybe sagicor because I already have 2 other policies with them but talking a few others too. If anyone has any recommendations for companies would welcome it thank you!

What’s the rate on the MYGA

2.5-3 is what I was seeing

How much are you looking to move? It might be worth hitting the $10k limit with IBonds first.

Thank you!

like

Not sure your age - but remember the growth in that annuity will be taxed as ordinary income. _and hit with the 10% irs penalty if you’re under 59.5

Related Posts

Hi, I want to know the process of background verification in Flipkart for SDE 2 role. I have 5 yoe, however i do not have exp letter from my first company where i worked for 1 year.

the main partner I work for hasn’t been giving me consistent enough work (or type I want) so while I work for him still on some deals, I’ve had to go and get other work from other partners. He doesn’t regularly check in on what I’m working on. He keeps volunteering me for projects without checking if I have capacity and if he expected to know everything I’m working on… he would’ve thought I was just doing nothing the last 2 months. I don’t know how to address this workload balancing with him!

like

crying ceo killed everyone today on LinkedIn 🤣🤣🤣

Post Photo
like

I have been an IT business analyst for about 10 years and recently completed a Data Science program. I also have a Masters in Computer Science. As an analyst, I was earning 150K and have recently gotten a Data Scientist offer for 85K. I am trying to make a career transition and understand I will have to take a cut but is that large of a cut normal?

like

If you’re pitching an acne brand do you focus on winning the teen market or try to reach a broader audience but risk appealing to no one?

like

Anyone know a firm that’s still taking the ride share arbs (workers being misclassified as independent contractors)? I have approx 150 potential clients and have no home for them. States include IL, MA, CA, NJ, and NY. Called LLR in MA but they aren’t calling me back. 😑 Would love to refer these people to someone. Thanks in advance! 🚗

like

Any guys in Chicago free during the week to grab drinks? Early 30s male here looking to make new friends. Typically like dive bars and hang out LP, Old Town, Wicker, Logan Square, West Loop, River N.

like

How do teachers celebrate the holidays all over the country? Chime in with your traditions!

like

Tasted some great Whiskies on Thursday.

Post Photo
like

Hi guys, so a friend of mine has been head hunted for a job as a designer position for a interior design company. His current job is a good position which puts him on track to be creative director in 2 years. His current job is a great role, loves what he does but he’s not being paid as much as he should and he’s pretty curious about this other job offer. He’s thinking of going for a meeting with the other company. What kind of questions do you think should be asked in the meeting?

like

Hello Energy Fish: I am interviewing with McK for their Energy team, anyone here have an idea about what the interview is going to look like and what kinda preparation would be needed ? I have 6 YOE in Utilities/Energy sector coming in as Solution Associate.

like

Any traders out there have any advice for a trading assistant trying to become a full trader?
Just lost out a dream role to an internal hire and could use some advice as I move on.

like

Do copywriters typically go on shoots? And what role does the copywriter typically play when they do go? I’ve had inconsistent experiences.

Am I doomed? I’m 36. Huge partier and spend $ like its going out of season. Make about $215k all in and have little savings. I just have terrible savings habits and just enjoy living for the moment.

like

How much does JP Morgan can offer for 4.5+ YOE in python development.

15LPA current fix
Can i get 100% ????

like

Repotted my monstera last night and it went from pretty upright with a nice arch, to looking like it’s going to fall over. I know some people give their monstera a pole to climb, but that’s not what we are looking to do with ours and I know they can look nice & be healthy without a pole

Post Photo
like

Whats a good book/course that will teach me advanced excel skills? I want to be quick with shorcuts etc & learn VBA/Macros. Under $30 please, input is greatly appreciated.

like

Mochi Brownies

These brownies are the best of both worlds! A chewy fudge interior like mochi, crispy edges and shiny top like brownies. Unlike traditional brownies, they are surprisingly less dense and light. Not too sweet which is the way I like it.

Post Photo
like

Hello all, my firm is looking for a consulting partner to support the HR M&A integration. Please feel free to DM me if you have the interest in connecting.

like

Any recommendation of a therapist in the area to treat depression? Thanks

like

Additional Posts in Personal Investment Chatter

New to cryptocurrency and want to invest in it. Recommendations welcome. How to start? Coinbase vs. GBTC via Vanguard? Is it a good time to enter?

like

Has anyone maxed out their Roth for the following year yet? Thinking of taking it out of my account for the following year and capitalize on the gains

like

Any online savings account recommendations?? Want to get a gist of what comps ppl are using. Please and thank you!!

like

On personal Capital, how many of you add the value of your car to your net worth

like

Is BRK-B a buy right now?

like

Don’t panic, buy the dip.

likefunny

A family member is blaming me for them selling their stocks too early since I kept talking about how the market was going up from March and their stock didn’t change lol how should I deal with the situation. I find it childish tbh.

Came across a duplex for 475k in SoCal. Up and coming area that’s getting gentrified fairy fast. Looking to rent out the front for 2k and and splitting the back with a housemate for 1k. Cont below.

like

I see that my potential loss is about $23K in next one year based on my current 401K mix when there’s a hiccup in the market. How do you view this loss? Too much?

likehelpfulfunny

can I put 6k in 2020 roth ira now and 6k in 2021 or am i going to get smacked?

like

About to close on our first house and wondering if you can pay mortgage using credit cards to get additional point benefits (or a prepaid debit card that is replenished using a credit card). Don’t want to let 30k worth of expenses go without benefits if at all possible. Thanks in advance

like

Anyone bullish on the marijuana market? CGC, aurora etc?

like

I’m considering Schwab roboinvestors to manage my investments actress various index funds aligned with my risk profile. Aside from the large 6% cash requirement, what are other downsides?

Has anyone invested in real estate using Lofty AI or PocketProperties? It seems like a good way to dip my toes into real estate - the minimum amount is $10-50 and I would benefit from receiving rent payments proportional to ownership and appreciation in value.

like

Looking for a used car - better option between used Mazda CX-5 and Subaru Crosstrek? Budget around 15-16k

like

Can someone explain to me what my cost would be if I took a 50k cares act withdrawal from my 401k? It says there is no 10% early withdrawal penalty but the income tax will have to be paid. If I withdraw 50k how much will I actually take home after applicable fees and NYC taxes? I'm trying to figure out if it is worth dipping into my retirement. Do anyone have any experience with this? Thank you.

like

Best investment book recommendations?

like

Crypto investors- if you hit 100% return, would you sell off your cost basis and leave the remainder sitting there? Or would you continue to hold? For context- I started investing in January

like

Started my first job out of undergrad: base salary 105k. Grew up extremely privileged and have no debts of my own, but also no money of my own and I am completely financially illiterate. Any kind souls willing to help guide me on what I should be doing with all this money now? My company offers a 3% 401k match which I am maxing. Right now I’ve got a fat lump sum just sitting and wasting in savings.

like

If you didn’t buy Bitcoin yesterday at $60.5k, that’s OK because you can buy it today for $65k

like

New to Fishbowl?

Download the Fishbowl app to
unlock all discussions on Fishbowl.
That was just a preview…
Sign Up to see all discussions
  • Discover what it’s like to work at companies from real professionals
  • Get candid advice from people in your field in a safe space
  • Chat and network with other professionals in your field
Sign up in seconds to unlock all discussions on Fishbowl.

Already a user?
Login here

Share

Embed this post

Copy and paste embed code on your site

Preview

Download the
Fishbowl app

See what’s happening in your industry
from the palm of your hand.

A phone with Fishbowl app

Send download link to your phone

OR

Scan your QR code to download
Fishbowl app on your mobile

By continuing you agree to Terms of Use and Privacy Policy.

Messaging rates may apply

Download app

Sign up for free to view this conversation on Fishbowl

By continuing you agree to Terms of Use and Privacy Policy

Already have an account? Log in

Sign up for free to continue using Fishbowl

By continuing you agree to Terms of Use(New) and Privacy Policy(New)
Messaging rates may apply

Already have an account? Log in

For account settings, visit Fishbowl on Desktop Browser or

General

Legal