{ "media_type": "text", "post_content": "FYI, I suck with money. Fortunately I've been able to save a bit recently. Where to put my money to work? I suck at investing but heard about some high interest credit unions? Any specific advice?", "post_id": "59fc6b902ec1da00174386d2", "reply_count": 8, "vote_count": 2, "bowl_id": "552d1d24dc1c586b09d2d051", "bowl_name": "Consulting" }

FYI, I suck with money. Fortunately I've been able to save a bit recently. Where to put my money to work? I suck at investing but heard about some high interest credit unions? Any specific advice?

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Vanguard index funds. Easily managed, low fees. Their S&P IF is always a safe bet.

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I keep about 3-4 months efund in high interest savings (Discover for me, ally is also good) and the rest in Vanguard

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Short term savings (always good for an emergency) I'd recommend ally, they have a high interest savings account. For longer term investing, either a market index fund (total market, s&p 500, etc) or to simplify it even more there are target retirement funds.

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Always have a safety net of 3-6 months of living expenses in a high interest saving account (synchrony, Barclays, or other ones that offer 1.XX% apr).

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Put it all on bitcoins

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.

I concur with SC1

After e-fund, Use your 401k. Minimum get the match. That's free money! Then after that you can look at Roth IRA/401k/taxable based on what is right for you.

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