Got 150k saved up, can I buy anything worthy with this as a down payment at the moment?

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I would put it in the SPY or AAPL or some dividend stock paying 3-6%+ and stay with your current living situation whether it’s rent or similar housing expense. Within 3 years home prices will plummet and rates currently are the highest they have been in several years. It doesn’t pay to purchase a home with all the costs involved. Also that 150 is dead money which will sit in a home, at peak prices right now, unlikely to appreciate. Thus putting your 150k in the stock market will serve you better.

To answer your question. Assuming your not flipping and do SBA or government loan, 20% down, you could afford a 750k house. But you would have no money left over for closing costs, maintenance, taxes etc.

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