Got an email Marcus from Goldman Sachs lowered their savings account APY to 2.15%. Anyone know why ?

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Posting as :
works at
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Wasn’t the Fed just pounding their chest saying they weren’t going to succumb to White House pressure to lower rates?

Time for rehab

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Could be a few reasons -

- I think the DFAST results puts them on the margin on one of the metrics so they may have to reduce liabilities
- They have other sources of funds and don’t need to pay for deposits
- anticipating a reduction in Fed Funds rate.

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