Guys, any recommendations for insurance for parents visiting from India. Any real experience with claims from Indian or local US companies.

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Tujhe nahi pataa??

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Sa1- is it Tokyo marine hcc? You saying that they were able to pay for treatment when needed?

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Insubuy

Patriot america. Insubuy

I get Tata’s insurance plan. They have several gold, platinum etc

Hopefully no one had to use it but if that was the case for anyone, mind sharing your experiences?

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OP a friend had to use it for his mother in law. Accepted as normal insurance card in US. Preexisting diseases may not be covered

Check insubuy, they tell you if preexisting conditions are covered by various providers

I told this on a previous thread but saying this again for you convenience.
My relative got the HCC insurance with $0 deductible. Got major surgery done and crazy followups and tests.
In plains words, juiced the insurance company in desi style

Thanks for your responses . I Checked HCC but they do not cover pre existing conditions .. need to do more research this week .

Yes its Tokio Marine HCC. Ofcourse no imsurance will cover "known preexisting condition" but they do cover preexisting condition about which you were unaware.

Also an interesting fact...Even if some doctors dont accept an insurance but they will bend their rules and take the insurance if you are nice to them

Hi - update, thinking of buying atlas America with 250 dollar deductible and $100k max coverage
Question - is $100k ok? There is option for $50k and more too but costs increases significantly when I chose higher coverage

Another suggestion is to take 100k coverage with 1000$ deduction. God forbid if they have to go to emergency or hospital the deductible doesn’t matter and you will not be asked to pay deductible. The deductible is if you want to see a doctor.

STM1 sab ko pata hain

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