Guys, need advice

Getting married in few months. Planning to buy a gated flat based on home loan. My CTC is 30 and my wife’s 13 LPA. What is the home loan we should go for? In case we go for high end apartments, what is the avg sal in those apartments, as even after emi, you should be able to afford the life style living these flats. Also, parents are willing to contribute in down payment to redce the EMI, is it a good idea taking help from parents as I will loose my respect in front of wife.

Thoughts on LAUR ahead of earnings tomorrow?

If I have an old 401k that was rolled into a Roth, should I switch it to a back door Roth? What happens if I want to contribute to it during the year?

Should we buy a new property?
Context: newly engaged(27F & 30 M) we each own a house 1400 sqft(3 bed 2 ba $280 K bought 2021 @ $232K) & (4bed 2 ba $325 K bought 2020 @ $246 K) both at 3.0 interest rate.
We are looking to buy a new built 4 bed 3 ba for 4.75 for $370 K. The logic here is we will rent out our current properties and slowly build up our real estate portfolio. Don’t know if it makes sense. HHI is $425 K with an additional $100 K in passive variable income. No kids yet. TIA

And/or place to trade them? Thanks for the advice.

PwC fish: do you get an Amex for travel or another card?

Anyone in chicago have a wealth manager they recommend?

Hi fishes,

I will be moving to Bangalore in June for the first time and wanted to know how much monthly expenses(approx) one can expect for a 1bhk and other expenses like food, utilities, maid etc.

I’ve been listening to “millionaires unveiled” (highly recommend for FIRE content) and it seems like every other guest ends up doing real estate investing. If you do it, what books or online courses would you recommend to get started? If you have experience in real estate investing, would you ultimately recommend it?

I need to maximize my savings next year. Any tips for solid investments?

Newbie here trying to get started with options trading. Where do I start?

Best ETF to invest in? I’m 24 looking to invest about $50k and don’t know where to put it. Nothing that’s super high cost or risky please

What would be a reasonable cost of renting for a single expat dude in Singapore living in decent area ? Would sgd 4K suffice ?

At what point would you suggest working with a financial manager to set up your investment goals & make sure you’re on the right track for early retirement? At a certain age? After you have a certain amount of $$?

(I already handle my own investments but I don’t know if it’s time to get professional eyes at my portfolio & discuss my goals)

Does anyone else find it challenging to max out their 401k? I know it’s almost the first thing recommended here but contributing $20500 for someone making $70k is different than if you’re making $150k. I’m slightly envious of you guys

Anyone trade DeFi derivatives on Synthetix/Kwenta? Any experience staking SNX?

Currently have $22k sitting in hysa. However I have $15k in student loans with 4% interest rate. I keep think I can use my savings to invest when stock market goes down. Should I pay my loans instead?

Hi, I am looking for a rental house in marathahalli in 10k budget.. Please let me know if you know any houses nearby??

What does everyone pay in total for rent in SF? Moving out there next year, have found some options from $1800-$1900 in Oakland, but some people make it seem like that’s not possible. Would appreciate any info, trying to figure out what my actual costs will be.

Rent: ?
Utilities: ?
Taxes: ?
Extra Fees: ?

Are financial advisors worth it? anyone have experience with Axa Advisors and paying 1.5% management fee?

I recieved my weighted blanket yesterday, turned on "rain sounds" and slept like a baby.
Been years since I slept 7 hours straight.
If you're having trouble sleeping, give the weighted blanket a try.

Taking the vaccine? Why or why not

After all the wait, self-doubts, and emotional insecurities, I finally got an offer from the agency I’ve wanted!!! 😭

How do you deal with mentoring burnout? Recruiting season has started and I’m already exhausted by the emails from law students. I want to pay it forward, but also feeling like I don’t have the energy to invest in all these students.

I have 300 photos to import into excel. Is there a way to mass add photos to select cells AND allow for proper spacing? Note - i have to add detail to the excel to add info on purchase date item name amount etc.

Any ideas on how to get more candidates for a labour job in a rural area?

Hey fishes,

Any idea if the laptop gets delivered before the joining date or now? My joining is in 3 weeks. I received the email where we have to fill all the gratuity and other forms.

Reason I ask is - in the other case, I will keep my personal laptop ready

Hi there! In LAX this Friday and Saturday anyone wants to talk about ai let me know doing drinks and maybe dinner with a friend by Santa Monica’s bodega. Cheers!

DDB SF these days?

Hello Fishes, I've joined IBM last year( Oct 2021). Am I eligible for hike this year? If yes how much % can I expect? YOE - 4.2 years & pmr ratio - 1.12 band - 6B

Level: Staff
Rating: Progressing
SL: Tech Consulting
Bonus: 10%

Kind of disappointed with the VPB, the ones with differentiating got 21% that is a big difference. Was expecting around 15%. Anyways, now waiting for the hike but not keeping any high hope as I was expecting market correction. 😪

Any references how to get jobs in other countries from India??
UK
Singapore
Malaysia
UAE
Dubai or any other...

SAP ABAP on HANA OData consultant

Do we have a list like "Shitty Men of Media" in advertising? Can we called it "BadMen"?

What is typical M1 salary in Deloitte M&A tax ? Typical sign on bonus ? HCOL / NYM? Other Big4 for context ?

Is Vodafone VOIS support certification reimbursement like other IT companies?
Also the employes get learning in Vodafone Vois?
Any input is highly appreciated..

I’m a talented creative producer that uses both sides of my brain successfully. After 10 years as an AD on lots of production I’m ready for a full time producer role. On lots of freelance as of late.

I’m normally not one to humblebrag but my team’s agency which is owned by a holding company who’s other holding company has another agency, just won 4 lions!!

How many holidays does LinkedIn have per year?

Best city to live in when you are young?

Do we have any group for RPA, jobs and skills?

Current YOE : 2.5, I have 2 offers from Zupee (Gaming Start Up) and Gramophone (Agritech )
Z Data analyst : 15 Base + 2Lakh Joining bonus + ESOPS, G Data engineer: 18 Lakh Base. Not able to decide whom should I join

Hi All,

I hve offers from tata-communications and t-systems.

Which one to join, from a work life balance and stability prospective.

Please share your stock portfolio, ETF, mutual funds

Mine-
No ETF, MF
Stocks-
Wipro
Tata Power
Laurus Labs
Tech Mahindra :(

Google One VPN comes to iOS.

How do you stop your SO from becoming a shopoholic?

Do you feel consulting was different than what you thought it was?

Hi everyone
YOE: 3.10
Techstack: Java, Spring Boot, Microservices, AWS, Docker, and Kubernetes.

CCTC: 11.25 Fixed plus 5% variable.

Offers in hand
Product based companies
1. 19 LPA plus 6% variable
2. 21 LPA plus 6% variable

Service based
1. 22 LPA FIXED, 3 LPA joining bonus
2. 19 Fixed plus 15% variable

I would like to join a 1st product based company, and asked for a match to make at least 21 LPA Fixed.

According to my CCTC and techstack, am I overpaid?
I need advice and suggestions.

In tech is director or VP a higher role?

What base pay should I be asking from Maersk & Citrix? I have 16 years of experience and position offered by both is Engineering Manager?