Guys please tell what's my inhand based on the salary structure attached.(pls don't take into consideration performance bonus and gratuity)

Also, kindly suugest best tax saving advice to increase inhand.

Thanks in advance!!!

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Posting as :
works at
You are currently posting as works at

85 k approx post tax deduction
For Tax saving 80 c, insurance schemes and home loan and hra.

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