H1B folks, how and where do you all invest your money ? Short term and long term ? I’m finally done with my education loan and looking to invest, doing a lot of reading and would like your advice

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personalfinance subreddit has been my go to place for all things investment. Far more diverse range of people to provide info.

Generally speaking, save up for 6 months expenses, max out 401K (if your firm provides a good match) then diversify your portfolio.

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3 months emergency fund - split 80/20 between stocks/debt and crypto. And within stocks diversified between low cost index funds, some debt, FANG, REIT and dividend stocks. BUT it all depends on your risk profile

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