Happy Turkey day, Y’all! Has anyone had good success making $ trading oil futures, CL? Please share resources and lessons learned for a newbie interested in trading futures.

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Thinking of dipping my toes into real estate and wanted to see if anyone has any books/ podcasts/ courses or even any tips or advice that you wish you had when you got started?

Goal is to diversify my investments past the stock market. Any help is appreciated!

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I’m in contract on a house and using my firm’s private banking relationship for my mortgage. If I lateral before I close on my house, will that interfere with my mortgage? Application has already been submitted to the bank and rate locked in, but I’m worried about having to find a new lender if I lateral before the bank actually lends the money.

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Avoid investing in coins looking at online post by random guys. If they are shilling constantly then most likely they bought it at very cheap price and ready to sell once innocent followers buy in.

STAY AWAY from SHILLERS and high circulating supply coins.

Do your own research and hold onto those if you believe in the project

Not everyone makes money catching green candles.

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Can we use Ally to trade at Deloitte?

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Just sold my first property as a realtor! So freaking excited to have joined such an amazing industry.

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Anyone following what's happening in MKR? A bit going on recently including investing in real world assets and breaking up the teams into Meta DAOs. 🐂 or 🐻?

Anyone here have experience investing in EB-5 in a target economic area? Would love to connect and hear your experience.

Biggest regret? I know mistakes teach us lessons and we wouldn’t be who we are without them. But I also believe it’d have been better to avoid some of them. Me for example, trying to make an unhealthy long distance high school to college relationship work for two years. Major regret

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My new job allows employees to make after-tax (different from Roth) 401k contributions. I understand the benefit of getting more money into a Roth account, but since the earnings are taxed (CONT)

I share my first property with a family member which is my primary home. If I buy a second property (and keep the first property) and live there, does that second property now qualify as my primary home?

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Is it possible to have $0 withheld on fed income taxes? I was only taxed for social security and medicare…i just realized :(

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What’s your tax strategy to minimize self employment taxes?

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Stocks are crashing. Do you think ROLEX / Patek prices will drop soon too?

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Hi Fishes, what is the monthly salary for this? With 1.5L in 80c and 15k monthly rent and using previous employer’s pf. Please help.

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Hi Fishes! Need your views on how do i negotiate with my builder on price reduction or another compensation. I am seeing similar plan home is being sold in same community who just bought year ago with same price as my new home final price. But that house has additional upgrades worth $30k more than i have. Any suggestions or views are appreciated!

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Boom cards. Worth the investment?

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What's your age and net worth (including crypto)?

Recs on spending NYE in Sydney?

Any suggestions on appropriate Spanish movies to show in my Spanish 4 class with video/lesson plan? We have two weeks left with seniors and I got through my curriculum

Coming soon!! In anticipation of the new Dune movie, I dissect the book for gems of leadership lessons. There are SO many! Stay tuned! @blackmarketleadership

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What’s the highest paying role in the cyber realm and which types of companies? E.g., a product manager at an F500 (FAANG) or a sales engineer at a vendor-specific company like McAfee? TIA!

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Hi,
I have 10.5 YOE in testing. recently,got an offer and designation is Associate consultant C3B.
I want to know what kind of role I will get?
Will I get any opportunity to learn/work on new technology?

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League of Legends or Dota?

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What practice group is the “easiest”? Easiest in learning curve, easiest in day to day, easiest to understand, easiest to be interested in, easiest work, easiest going interactions, etc.?

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How challenging is it to move from IT consulting to Management consulting?

Background: B Com + MBA (Finance)

Total exp: 1.2 years in IT consulting

My girlfriend is willing to break off our entire relationship because she found out my mom doesn't approve of her. We have no issues between each other but she said she can't be with someone who's family doesn't like her.

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Leaving the office the other day and overheard an older woman compliment some people by saying:

“You’re setting a good example for the younger ones who don’t want to come in to the office.”

Is this like a common point of view out there? Do people think that working from home is lazy? Or unprofessional?

My mind is 🤯.

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Who is hiring in state and local government consulting right now?

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Any fish willing to give a referral for consultant jobs that’s posted online. 4.5 YOE in supply chain and based in Minneapolis.
Happy to connect to go over my experience and resume before referral.

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Former BBH CEO, Patrick Lafferty is the new president of Translation...good thing? Anyone have the inside scoop?

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Hey...anyone know if R/GA's health care plan cover for the entire month if you were to leave mid-month? Or, do they only cover until your last day of employment ?

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Has anyone moved from agency side to the client side? Wondering how is the transition like

👋 new CDs! For those who signed their first CD contract this year in NYC how much did you ask for salary wise? (International awards and big network agency bg)

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Buckle up everyone, the holiday season has officially started. Time for endless carols and overplayed Christmas songs on the speakers all day long 😑

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How do you know if an interview went well? Had one recently for a job i really freaking want and believe i’d be great for. Immediately after felt it went fantastic but as the hours went by started to doubt myself more and more. Thoughts? Anyone been in a similar situation and what happened?

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If you get SC do you get to keep the clearance if you leave the company?

Just got a little tipsy and impulse-bought a $2,000 82” tv. Hope it’s worth it.

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Hello all, I'm new to this app. Need 11 likes to dm for potential referrals. Thank you !

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I have 4 offers in hand Nice Systems, EY(Ernst & Young), T-system, Mindree all are offering between 22-23 lakhs which best to Join as a ServiceNow Developer YOE: 6+ years?

Additional Posts in Personal Investment Chatter

Anyone following AVYA? Part meme, with bankruptcy risk but feels like enough in works for a turnaround. New CEO, plan to service 2023 debt obligations, sticky enterprise customer base. ~$3B in 2021 Revenue, with $100M MC (down 96% since mid 2021 ATH).

Economy is shit though — would love to hear opinions from TMT experts or other smart folks here.

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In the market for an affordable car. Should I buy a used car?

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How much $ do you keep in your checking/ saving account?
I recently started investing, and have about $20K in ETFs, MFs. With that I still have $80K+ in my bank accounts which I slowly plan to move into my brokerage account. How fast or slow should I transfer these funds into my brokerage account?
Ive also been toying with the idea of buying a house which makes me question whether I should tie up more money into investments atm or not. Investment noob here, if it wasn’t obvious already 😅

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Thoughts on Indexed Universal Life Insurance as an investment vehicle? I hear the pros and cons from the sellers of this, whom I understand gain heavy commissions. But wanted to get thoughts from investors and if this isn't a good vehicle, what alternative investment vehicles do you suggest (outside of stocks, Roth, 401k, and real estate)? Looking to diversify my portfolio.

I'm 43, married, income 600k combined, and we have 2 properties worth 3m and investment accounts worth ~2-3m.

Thanks!

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This appeared in my Vanguard brokerage dashboard, what does it mean?

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I bought VTSAX in 2020 at $56.00, 25k shares. Thinking of selling before it goes lower than that

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Any thoughts on Hedgeable?

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What are your favorite personal finance books? I just read Rich Habits and really liked it. I am also reading the Psychology of Money. Looking to read some more!

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Have contributed 19k to my 401k and maxed out IRA in the beginning of the year. Have been investing few k per month in my brokerage. Now that my 401k contributions will be almost 0- what should I keep on my watchlist in my brokerage to start positions in aside from vgt and vfiax which I already religiously invest in

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Base salary is $220k and I’m contributing 10% to 401k. Pwc also contributes 6% to my wealth builder. So I’m savings 16%, currently 35k a year towards retirement.
Current balance is $150k and I’m 31. At 4% growth that’s $2.3m by retirement.

Is this enough to live a basic lifestyle with an owned house in NY in retirement?

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Some regrets - selling sq at 44, Gilead at 70, msft at 150, goog at 1160, not entering on cruisline on 6th Apr. What are your regrets

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Is it just me or many others are owing a lot of tax to IRS? Every year I have gotten a tax return. This year I need to pay 500 dollars

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Any thoughts on below? Is it not risky for long term investors concentrating on just one sector.

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I just graduated from college and I recently started my first full-time job. I would appreciate any advice/tips with credit cards, investing, and personal finances. Also, I want to learn more about finances so would love any books, podcasts, or youtube video recommendations! TIA :)

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Recommendations for how to allocate 401k with Fidelity. Just switched jobs and have to move from Merrill Lynch to Fidelity

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Home improvement loan: my husband and I got a mortgage two years ago. It’s at 1.55% so we don’t want to move. However the house is a little outdated. Are personal home improvement loans a bad idea? I figure it offsets with our super low mortgage rate but want to make sure I’m not being crazy.

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Ev bubble finally bursting. This rout will separate froth from long term plays. What are LT spacs or EV stocks you are doubling down. Hopefully another 15-20% correction in EV will be healthy.

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Hey! I just graduated college. I want to start investing, but wondering the best way to allocate my $85k salary, pay off my $27k student debt, save some money to live on my own (NYC), and build a strong investment portfolio.

My monthly paychecks will be around $5k. I want to allocate $2k a month to student loan debt for a year until paid off. My family will put 500 a month towards loans. How should I best allocate the remainder?

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Apart from Fidelity, I'd like to point that SOFI Invest did not restrict any stock and was relatively stable today.

I don't actually use it that much, but interface is slick and it's very user friendly. The only thing though is that they don't have option trading.

Let me know if you have questions about it!

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