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Please help!! Having an offer from Cts for 12 lpa(11.5 F) in Kolkata. Another offer from Credit Suisse Pune 13.6 Lpa F. I want to understand whether I will get a project as per my tech stack in CTS. I am in favour of CTS as it's in Kolkata. My YOE - 3.6, Tech -Qlik, Sql. My main concern is proper technical exposure, I am slightly afraid that Credit Suisse might not put me into a technically challenging project Credit Suisse Cognizant
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FC should have free wifi
Cellphone / tablet perks of your company?
My coworkers when I’m still on mute...

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This is hard money, you’re going to pay out the ass. They trade off would be zero or minimal amount down. What are you putting down?
4 points? Wow! Why is that necessary?
If you are repaying in three months you should pay zero points. I just refinanced my primary and rental with no points. Even my lender said that points are not necessary and it’s the lender profiting off you.
Subject Expert
Why not get an actual loan
Also probably would not be possible due to the mold in the unit....
Coach
This is BRRRR, right? Maybe check out Bigger pockets website for articles, webinars, posts. Didn't sound like enough people here are familiar.
But henderson, yes you should expect the costs to be really high. And even higher if it's your first time and you have no relationship history with the lender
Yes, 4 PTs is high and 4.8k seems high. Where are you at? Might have some recommendations.
Yeah - DM me if you want a referral. Either way fees are going to be high but that feels excessive.