Has anyone bought homes from any of these national builders like Lennar, Pulte, KHov, etc. How has your experience been? Please share the location as well for reference

ROTH IRA > 401k > HSA > Backdoor / Mega back door > brokerage

Is this the correct order?

Can anyone please let me know,if someone is joining lti soon and hold a stock of l&t or lti is that ok with the firm..or do we have to sell that off or sign any disclosure agreement with the firm? Any leads or opinion on this are appreciated 👍

Anyone have thoughts on capital one’s new card compared to CSR?

Engagement Ring insurance - I just spent a good chunk of change on a pretty rock. What’s the move for getting this bad boy insured?

Crying for my RSUs….started at my company about 6 months ago and got some RSUs split over 3 years. Turns out the stock price at time of my hiring (which is what was used to calculate the number of shares over the three years) was the highest it’s ever been. Stock price has been cut in half since then, along with my RSU value. 😭 how do I cope?

How do you guys feel about using 401k savings ($10k) to help towards the purchase a home?

Just heard FY23 partners at PwC are getting only 40 shares vs.60 last year. Looks like new partners are being shown the middle finger by Tim Ryan in favor of increasing stock price and getting more catalyst hires. Sucks!!

Did anyone go through OneTrust Home loans for pre-approval? With a 710+ credit score and 171K annual income and over 223K in brokerage+401K and 60 cash, I only got pre-approved for 410K condo.

I should probably know this, but are companies required to refinance their debt if they are acquired?

Looking to put some $$ in a mutual fund and forget. Any best performing funds to recommend? I have crypto and individual stocks already.

Can anyone advise - if I did not file taxes for 2019 and 2020 is there a way I can file without receiving a penalty? I just didn’t file them no great reason. Nothing complicated and I probably owe a few hundred each year in fed taxes. Nothing crazy.

My long-term partner and I are looking into buying property together. We’re not married and have no plans to do so... Any advice on how to set up the transaction/contracts to protect each of our interests in the property? Is it too simplistic to build equity based on how much we each contribute to mortgage payments? We both currently make good money but recognize that could change. Curious if anyone else has been in a similar situation and has helpful thoughts to share.

Any recommendations for buying agents in Massachusetts?

How often do u rebalance your portfolio? Is there a disadvantage to rebalancing ur roth 401k too often (once every 2-3 months)

Is the market over reacting to Snapchat forecast guidance? Or is there a underlying serious problem (growth and profitability) for social media and tech companies. Very concerned here as my portfolio is down 35%…. I can stomatch that (all 2018-2021 gains wiped out), I am not prepared for another leg down of 20-35%.

Black Lives matter...

Only when it comes to collecting taxes, huh?
Only when it comes to crimes, huh?
Only when there a budget cuts and y'all thinking of who's the first to go?

THINK AGAIN.

🤬

Student loan debt free!! 🎉🎉🎉 Paid off my MBA loans today. Feels so good. Now time to focus on saving and investments.

Has anyone successfully refinanced a non-US student loan (e.g. from Prodigy Finance) in the US? Which company did you use?

Has anyone heard of Steadily Landlord insurance?

I hate my manager KMN

Do Google Cloud employees also get the famed 20% time (20% of your time spent on a side project or an innovation) benefit?

I am a senior with 40% utilization.AMA

Anyone heard of the staffing firm Granite Solutions Groupe?

Does anyone have any insight on base compensation for in house counsel at Deloitte? Trying to informally figure out whether an applicant’s reported income is within Deloitte’s range or if the applicant is just over inflating current salary in attempts to get a better offer. Thanks.

I was laid off from Deloitte in the 18th. I have an interview with Amazon for a Senior Program Managers Non Technical position with Amazon hiring manager on Monday. Any advice would be much appreciated. I would love to get into Amazon. I hear their interview process is brutal.

What is a good way to network and land interviews at consulting firms? Do the firms in general still sponsor H1B /GC?

Has anyone run across a humorous Privacy Policy that was understandable but still checked all the compliance boxes?

Hi All.
I got an offer from EY GDS in SaT Pursuits team. Could anyone please throw some light on the work profile and team here?

Hi Fishes,
What should be an ideal CTO for Front End Developer ( React + Js )
3.5 Your

Current salary is 7 LPA
What should be the expected package.?

What is the salary comp for a senior manager in the FSO?

Does EY’s vision plan not cover eye exams?

Hi Fishes,
Do we get compensation of sick leave and earn learn in final settlement?

What perks do we get when we complete 5 years in cognizant??

Need advice on strategy- got new job and somehow negotiated a sept start date. With the layoffs going on at D, what are the odds I can perform badly enough to get laid off so I can collect severance and take a vacay?

Does anyone run any side businesses/side hustles?
Trying to find something for myself and looking for inspiration of your success stories!
Also feel free to add lessons learned!
Thanks :)

Trying to pivot my career from non-tech company to tech, in a similar role (revenue analysis, but in Sales)
This is purely because I am looking to expand my career into tech, also looking for more TC.
If you were like me, I’d like to hear what was your motivation&how you succeeded in pivoting your career.

Would love everyone’s thoughts! Which of these two options would you pick if your goal is to buy and hold for appreciation purposes given these are in a very hot market. Both same lot size.

Option 1:
- $175k lot located on very busy street but across the street from new $700k townhomes and restaurants

Option 2:
- $250k 3 bed/1 bath fixer upper located at end of dead end street, houses on street all fixer uppers, located down the street from Option 1 (so also near new builds and restaurants)

Any good, free, sources to study for the Real Estate exam besides Quizlet?

Any freelancers out there who had a significant decline in income this year compared to last year still manage to refinance? If so, with whom?

100-150k in cash how would you invest it ? 1. Buy low priced out of state property all cash (~100k multi family in city like Cleveland ) With remaining money fix up property, rent and hold. Or 2. Buy multiple properties with loan and put down payments on 2 multi family homes, (up to ~400k each 20% down) out of state or possibly local. Buy mainly turnkey, rent and hold.
I know either way should essentially work but would love to hear different perspectives.

Seeking advice / recommendations:
Hello everyone, I'm trying to get into real estate investing. Some of the books I've read have talked about buying multi-unit properties and utilizing investors to get the necessary capital. Does anyone have experience in getting investors? How do you identify investors who may be interested? Are there any sites where you can invest in or post real estate investment opportunities?
Thank you in advance

Did anyone go through OneTrust Home loans for pre-approval? With a 710+ credit score and 171K annual income and over 223K in brokerage+401K and 60 cash, I only got pre-approved for 410K condo.

This housing market is insane and I’m struggling to justify paying $100k-150k over what people paid less than a year ago (SoCal). To anyone who bought during the last bubble, did it turn out OK or did you have serious regrets?

For any of you real estate investors, what tools or sources did you learn from when getting started. Can’t find a mentor currently so want to find some highly recommended books or videos. If focused on the tri-state area (NY, NJ, Long Island mainly) that would be even better. My hope is to buy and rent out a apartment while also owning a house and house hacking that by renting part of it out. Trying to understand all the steps, traps, and how to find if it’s a good investment.

This is the thread to boast about a creative deal that you made by using leverage and/or collateral.

I’m looking to buy an investment property in the next 9-12 months. When applying for a mortgage, do they only look at my ability to repay based on my salary alone? Or is historical (or projected) income from the property considered as well?

This will be my first property.

Does anyone have a good practical guide / book on getting started with small multi family real estate investing? I’m in Canada and am looking to avoid hype books to get to the practical need to know details. I have between 250-350k to invest and looking to scale as quickly as possible

Anyone want to help judge my first flip opportunity for me?

Thinking of moving to another county in my state. I own a portfolio of rental properties (about 10), all in state, and thinking of keeping and renting this current primary of mine if we move and renting it as well. Value is $800k,so would be a high-end rental in a sought after N/H. Currently has about $400k equity. So, I'm just on the fence about whether to sell it, put the equity into the new home for a lower pmt or rent it at $500-1000/month NI and let the value go up. Thoughts?

First time home buyer here. Buying a new construction home due to close in August. Should I do a long term rate lock now? It's 1% of loan value to lock for 6 months.

Hi Fishes! Anyone has an insight for the current real estate price now? The RE price in Dallas area is crazy. I plan to buy a rental property in December or next year. Any thoughts on buy now or wait and see?

Helping in-laws close on a house in NYC. Does anyone have a sample contract that I can take a look at? We just got the contract to review but wanted to ask the bowl here if I should keep an eye out anything or any advice would be really helpful. First time home buyers!

How to deal with the post- inspection report, buyer requests? Their inspector made a long laundry list of things including a single small gap on the wooden floor to refrigerator door handle is a bit lose. Also saying HVAC is close to end of its useful life.

I’m looking to purchase land and building. I’ve built up quite a bit of equity to roll over. In addition, both of my parents are retired and getting older. The house they live in is my childhood home which has been paid off.

If we both sold, do you know of any ways to pool our assets for something like building a main + guest home while minimizing any tax exposure/implications such as gifting?