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And these 6 all ghosted me after I replied.

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What bank is the issuer? You can call that bank and find out what they charge for this. For many of the big players (Chase, Wells, etc) there’s usually no charge if it happens to be same bank you use!
If they are late on their own payment to you, they should be responsible for the charges incurred to expedite the payment, not you. But if they're paying on time and it's your own personal preference to request a different method of payment for your convenience, then that's on you.