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Are you talking about cost to patient, cost to insurance, or billed amount? All three are vastly different.
Second that it depends A LOT on insurance. Also on your specific needs/situation.
I had several rounds of fertility treatment (IUIs, not IVF), and was a “mature age” mom (at a geriatric 35 lol) so I was going to the doctor up to 3 times a week for a good year and a half. Had a vaginal birth and 2 days in hospital, no complications (c-sections are 4 days and I would imagine add to the cost significantly, as would any complications like time in NICU, etc.)
I paid $20 copays for each office visit, small copays for fertility drugs, and nothing OOP for the birth, but I have great insurance. The billed amount for the whole journey was somewhere in the $15-20k range, including genetic testing in first trimester. For the actual birth I think the billed amount was around $5k. I was also one cycle away from trying IVF which would have added another $15-20k and was also 100% covered by my insurance.
In summary, if you have good providers and Cadillac insurance, you will get amazing care in the US. Otherwise, Canada’s a good option for high quality universal healthcare (I have a lot of family in Canada).
Ok. Just be aware that varies widely and is dependent on insurance benefits. Some folks will have little out of pocket, some will have more. It’ll not be a uniform experience. Can’t speak to outside the US but I imagine it’s typically lower across the board.
Also depends on prenatal care & visits and health circumstances. In other countries you are seen by a doc a lot sooner than in the US, role of midwife is different etc. There are a couple of youtube videos on birth in different countries but dont know if they include cost.
Canada - the only thing most people might pay is for parking at the hospital
(cont) - not imminent, but something my SO and I are discussing when talking about kids. He argues that all associated costs are way less abroad, I'm just wondering if there are any numbers available anywhere to do research
Net cost to patient / whatever the people having the child are responsible for after insurance etc
Well for example depending on benefits you could pay a percentage of a 48 or 96 hour hospital stay, or a flat copay/deductible. The actual cost is typically absorbed by the insurance and you’ll still only pay based on benefit. So the services have a role but different services don’t always result in different out of pocket depending on benefit structure.
I had a cesarean in the us. $0 out of pocket, $35K cost to insurance
I had a pretty straightforward birth. Hospital/doctors bills totaled about 32k to insurance; we didn’t pay anything extra because we already hit the deductible for the year; however, i did pay high premiums for a platinum plan because I knew we were going to have a baby that year
SM - how did you manage not to pay anything
Had a C section in total with rebirth care we paid around $2500 that’s peanuts compare to the kind of service me and my newborn received. Out total medical bills for that year probably totaled close to 40k including the c section and various consultations as I had some pregnancy complications. I would focus on the quality of care and not just cost. Some Nordic countries are real good about their care, some European countries just provide the basics when it comes to standard coverage, places like Dubai, Qatar, BKK, etc. provide excellent alternatives as they have highly educated doctors and state of the art facilities, but if you don’t have a reason to deliver there not sure it makes sense.
I am guessing the SM with zero out of pocket costs hit the deductable for the year on their plan before going to the hospital for labor and delivery.