Is this good value for insurances:
- 40 year term life insurance $1.25m
- 32 year mortgage cover/payout $340k
- 40 year term unemployment/critical illness cover $4.3k per month for 2 years (if I am off sick for say 18 months, go back and then go off sick for another think the 2 years restarts)
Total policy cover $120 per month, fixed premium for full term. So takes me to about 70 years old.
Has anyone successfully lowered their ER bill? I had an ER visit last year - X Ray, Urology, no surgery, basically went there to be told to take ibuprofen. Got a bill totalling $2.5K after insurance.
I have a low cost medical insurance with the $2.5K deductible and didn't go to the doctor much last year, so they ended up charging to the max. Talked with the hospital and insurance, got the itemized statement, but no help.
Please share your wisdom with this clueless foreigner, TIA 😭
Hi all. My doctor just told me he’s putting me on 6 weeks of disability leave due to a lingering injury that has become complicated. My year review is in the next couple weeks at my job. At what point do I bring this up? I was supposed to negotiate my raise and talk about the hybrid schedule that was promised to me but never given. My boss is manipulative, but I’m a top performer. He’s not gonna be happy that I have to be gone for 6 weeks. What should I do? Any advice is appreciated!! Thx
I have almost 13 years of experience in people management, operations and new project transitions in US Medical Billing, and US Mortgage and currently working as a Shift Manager. I am looking for suitable role across any location. I am looking for referrals from the fishes.
Need some input. Car accident happened in NY. SC insurance car was rear ended by NY insurance! NY is a no fault state and SC is at fault state, I believe. Now, if the SC driver is in pain and wants to get medical treatment in NY will it be covered by her car insurance ? Or they have to get treatment on a lien. My mom got into accident and I am totally in a different field of law. She is visiting me and will be here for another month and want to at least go for a@check up again. Any help? TIa
Intermittent Fasting 🐠: Best tips for success while on the road? I was doing great for a while (lost 10 pounds) but fell off the wagon after getting sick
A partner sometimes cuts my time for review and study of medical records. He’s practiced for years and easily comprehends the language but sometimes I wonder if his expectations are reasonable. Is there a generally accepted amount of time one should spend reviewing records, like say x amount of pages per hour?
What happens to my FSA medical and daycare funds if I leave the firm? Is the remaining funding for the year billed to me? Does the plan just stop where it is?
Just got back from vaca...can someone post the link to the thread that explains what EY did to our sick days under new policy? Thanks!
Any medical writers here?
What is considered a good compensation for a 5 year experienced Business Analyst who is stepping into a Software Project Manager/Scrum Master role?
Industry: healthcare/medical device
Location: Minneapolis/St. Paul, MN
Anyone know of a sort of speeddating site for London creatives looking for a partner? Kinda sick of seeing most job alerts going up as "looking for creative team".
What people do with their bodies is obviously their right but I personally believe we need a middle ground to truly settle the abortion topic pragmatically as a nation.
Exceptional cases aside (rape, medical emergency, etc), I believe abortions should be allowed up until ~14 weeks. Exceptional cases need to be allowed in an instant regardless of X weeks in.
A fetus is at its complete mercy of the person carrying it. We should deal with this with more a combination of compassion and sense.
Medical Leave -
I have seen several consultants go on medical leave (3 to 4 weeks) lately. What type of medical issues have you heard/seen amongst single consultants in their 20s and 30s ?
Would I look bad if my manager took leave and I leave the firm? Sick of this project and current situation at my firm? Our workstream would go up in flames ...
Too sick to go in the office, well enough to check emails periodically...how do you communicate this to your supervisor appropriately?
Maine subha bank statement dekhke socha ki medical insurance ka premium kata hoga, Abhi pata chala Well Being Subsidy aur Hybrid Productivity me bhi 30.2% tax kata hain.
Moral Of the story- If you don't need those products don't buy them because it is not free, 30.2% of it is paid by you actually.
I spoke with a very close and dear friend of mine who I have known since middle school, we are both in our mid 50s now. She has dedicated her entire life to the nursing profession - ER, ICU, all forms of critical care. Immediately after 9/11 she travelled to the site to perform forensic site analysis. She has worked with Doctors Without Borders in places like Haiti following earthquakes. She now works in a Covid ICU unit for a major hospital in the Boston area. She is currently on medical (cont)
Additional Posts in Accounting
EB2 to EB3 downgrade (OCT filing) , anyone under this category get biometrics appointments mailed out?
Mechanical keyboards over zoom- yay or nay? I tested it and Zoom will filter out the background noise if I’m not talking. If I am speaking while typing, others can hear clacking
I find myself working 11-12 hours a day and trying to log it at the end of the day. Feeling like I’m very inefficient and I shouldn’t bill all hours I worked and should water it down to less? Anyone else having this issue? Tips??
Kisiko Deloitte ki pride deliver hua toh photo bhejna.. hamein bhi dekhna hai kaisa dikhta hai pride 🌝
Anyone face the dilemma of feeling like you are best equipped to care for your children but are also unwilling to give up your career? What do you compromise on in terms of childcare?
Question: I want to get into freelance to get some extra $$ on the side and to clear my head from my day job. What’s a reasonable pay to put together for rates I have 8+ years of experience in SMM and Brand/creative. Someone wants me to manage their social media accounts but I want to make sure what I present is worth my time and if they’re willing to pay that amount if not I’m not doing it. Also should I charge hourly/weekly or monthly?
Has anyone here gone on a $200 stargazing tour at Hawaii Big Island's Mauna Kea? Trying to figure out if it is worth the price tag. If so, any tour operators you would suggest?
What to do while on the bench?
LA-based account director with 10+ yrs experience looking to make a shift to client side (preferably tech/entertainment/sports). Any tips or leads would be greatly appreciated!
Any experienced casers willing to do a few cases with me?
I am looking to tune up before BCG post MBA experienced hire interviews and interested in candid feedback.
Based in EST and flexible with timing
What is your secret routine to avoid hangover the next day after a heavy drinking night ? Any prior drinking hacks that help ? Also food before/during/or after drinks ? Fellow experts, suggestions plz
Planning to go to Peru in May end. Do I need a train to macchu picchu in advance ?
Also would love recommendations for places to stay in Lima and Cusco
Hey fishers, I am looking for a job in digital marketing I currently hold 1.5 years of experience. If anyone have any Refferal Or vacancy in digital marketing field let me know -Thanks in advance
What’s the best way to save for supporting elderly parents? Is HSA the best/only way to offset/support potential healthcare expenses? My parents are in their early 60s and want to have some backup cash in case they need help down the road.
How many are experiencing more anxiety than usual? What’s causing the added anxiety, besides lower than expected billable hours?
Smart fishes of the bowl
I will be shifting to a new flat in the month of May, however I haven't found the new rental flat for me, so I don't have any rental agreement or PAN Card from the owner available to me.
When I fill up the tax proof submission, what should I do . Should I just put the current owner details and fill it up and change it when it came to proof submission time ??
My friend got a job in Google and he absconded in the optum the next day. In UAN, a new PF account was created, it's showing in service history. Will it impact through his BGV?
Can someone suggest?
My mother keeps telling me the reason I haven’t had a boyfriend in years is because I have sex with them before a relationship. Do you think this is true? I didn’t want to believe it but it’s year 4 of singleness ☹️☹️
Additional Posts (overall)
When you think of ways to improve the audit file but then realize that it will probably not be appreciated and may cause more work for you so you toss the thought away.
Has anyone from RSM ever utilized a compressed work week? I want to ask to do it since it is offered as a flexible arrangement, but I don't know any staff who have done it (only managers/directors).
Does low utilization always mean PIP? Is there leniency when it is your first year with the firm?
Fear of rejection always stops me from making a move. Best books / podcast to understand and combat this?
How do you excel if you’re disorganized at big4? I am so disorganized and I feel as if being that makes this job 3x harder. I have ADHD and I forgot stuff so easily and sometimes the information I am learning wont be retained until seeing it multiple times. I started back in September and I feel like I am still making new hire mistakes.
Who else is working the holiday tomorrow?!
Why is EY’s technology so bad compared to PwC and Deloitte’s? Are they planning on getting better?
What does rate 1 mean at EY?
Just had a recruiter contact me saying that “3 busy seasons of public experience required.” Maybe this whole senior thing (2 years to make senior at my firm) is not a bad racket
Unpopular opinion: Audit quality across the industry would improve dramatically if all the accounting firm collectively decided to stop underbidding each other and started charging for it like a true service and not like a commodity.
Have five 12/31 clients and have close to 130% utilization. I’m getting wrecked from little sleep and constant stress. I’ve talked to my managers but they just say their isn’t a replacement available.
just went through a second round interview, things seemed to go well until they mentioned they will probably ask for references. this is the first job i’ve had out of college and i don’t really want anyone at EY knowing i’m leaving until i’m sure…. who do i use???
FML it's only Wednesday??!!
I thought we were supposed to charge the hours that we actually spend on work? I had a Sr Mgr tell me to review my project hours and only charge what “added value” to the project. This is going to hurt my utilization, but I also don’t want to get in trouble for lying on my timesheet. What do I do?