Has anyone had pet insurance but no longer found it valuable? I’ve had insurance on my six pets for the last four years, but my younger three, outside of yearly shots (which only goes to the deductible), haven’t had any visits (knock on wood) in the last two. Finding it hard to justify $250/mo “just in case”.

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I put that in perspective. My dog was relatively healthy, we didn’t have insurance as we never had issues. Than one day she got really sick and it costed me $25k to save her life. I wish I had insurance for her!

My dogs are relatively healthy but one needs $10k in surgery that’s unfortunately normal for Labradors, of which I’ve only paid $5k so far. The amount you’re paying per month seems like a lot but I don’t have pet insurance so I’m not sure what the norm would be for that many dogs.

Agreed, but it gives me peace of mind.

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