{ "media_type": "text", "post_content": "Has anyone here recently taken on a mortgage?About to put an offer on a ~2m property (as primary residence). Any recommendations on the best deals you’ve recently seen?", "post_id": "610705a7c5200d002fdeb0c3", "reply_count": 34, "vote_count": 3, "bowl_id": "5c133802e4f35d0012ad759f", "bowl_name": "Partners Only" }

Has anyone here recently taken on a mortgage?About to put an offer on a ~2m property (as primary residence). Any recommendations on the best deals you’ve recently seen?

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If your big4 then good luck. I just got a mortgage in the same bracket. I went with JPMorgan. 3% with 20% down. With independence and trying to explain equity partner K1s to mortgage loan advisors the chances of getting one of those sweet 2.5% loans is slim. JPM Private banking saved me most of the hassle you’d have with a smaller outfit.

Ally has a pretty easy-to-use online tool you can use to see real time rates and benchmark against for other banks. Rates are in the 2.875 range with no points for a jumbo, depending on the day, but good for an up-to-date view.

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Any major bank understands Big 4 partner K-1s and in fact we are their favorite customers since we are as close to a sure thing as there is.

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2.875% for jumbo 30 yr fixed

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What banks are these?

3.25% with 15% down on a jumbo loan is what I was recently offered. Slightly lower rate with 20%.

Which bank A1 and A1?

I used Wells Fargo, process took too long but 2.875 on 30 year fixed $1.7m

Timing seems bad but good luck

3% with 20% down jumbo

Timing not ideal and would wait if you can. Also consider a 15 year note to get rate lowered

Silly generalizations—totally depends on the location

Just re-financed not too long ago. Got 2.65% on a 30 year fixed JUMBO

Interestingly, I also went with Wells Fargo

Wells. 7/6 mo jumbo ARM @ 2.625%. Just refi’d to this a few months ago from a 7/1 jumbo ARM @ 2.75%.

Got 2.5% for 30yr loan with 15% down. Paid 8K (discount points ) . Wells Fargo is the bank.

2.75

A few months back, refinanced to 15 year fixed. 2.5% amalgamated bank. Loan kept in house. No points, low closing costs. K1 income verification was pretty seamless

Wells Fargo will ago give you a discount if you use them for your investment funds

I have 2.25/ yr, but is conforming. Look at rates through pmd program banks, there are specials for opening and keeping accts. I used key bank, but had wells before.

BOA 2.4% jumbo with 30% down 30 yr fixed

What would it have been otherwise? Not familiar with BoA’s loyalty system

1.85% BoA for jumbo loan

Closing was 1 month ago but 2.75% 1.5m loan with 20% down at boa

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