{ "media_type": "text", "post_content": "Has anyone successfully completed the 10 year loan forgiveness!?", "post_id": "5d3b947bcf4af6002a99a380", "reply_count": 8, "vote_count": 1, "bowl_id": "5c751b9f2f6b98001bc666f8", "bowl_name": "Teachers", "feed_type": "crowd" }

Has anyone successfully completed the 10 year loan forgiveness!?

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😂 I thought I had only to find out my loan wasn’t the right consolidation loan. Had to re-consolidate and my 10 years/120 payments started over again. 😡😡😡

Right!? I feel like I’m being penalized for doing what was expected (tracked to do) at the time - graduate high school and go straight to a 4-year university. My parents were able to fully pay my first year but I had to start taking loans my second year, Oct ‘96. What further upsets me is I only had maybe 10k when I went to grad school for my credential and masters. I chose a private school because it’s where I REALLY wanted to go and they had one of the best programs in the country. The financial aid person is who told me about the Teacher Loan Forgiveness program and assured me I’d qualify so I made a choice and went there. She failed to tell me about the “no loans before ‘98” rule. 😡 Even my parents were pissed when we learned that. They would have found some way, a personal loan, refinancing their house, etc, to pay the $10,000 so I’d have qualified but since we didn’t know and weren’t told of that piece of info, I’m now stuck with $70k (I also got my Admin credential and had to get an EL certification when I moved to CA which added to it). Again, all because of a decision I made, yes but a decision based on misinformation that wasn’t my fault (as some people, who are against loan forgiveness talks, like to blame me and tell me if I’m so smart I should have known better. SMH). 🤷🏻‍♀️

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Not yet, I have 5 years to go.

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