Has anyone taken a job with great medical benefits but no dental or vision coverage? Did you find coverage on your own?

like
Posting as :
works at
You are currently posting as works at

That’s kinda weird.

likesmart

No, just paid out of pocket when it wasn’t offered.

like

Not weird. But lame. And same — yes out of pocket.

like

I have found vision coverage to be useless. I decline it and just pay for the eye exam, contacts, and glasses. It works out about the same.

like

I wouldn’t sweat it. By my analysis every year, you barely save anything vs. out of pocket once you pay for the premiums for vision and dental given the low caps on coverage and limited provider networks. Then again, I pay 100% of my premiums as a partner, so it would depend on how much the employer subsidizes. Even so, dental plans tend to have low lifetime caps on coverage, and you can usually get discount from LensCrafters that makes your out of pocket the same without insurance vs. the marked-up amounts they charge to insurance.

like

Sometimes your annual eye exam and cleanings are covered through medical. Check your plan document.

Related Posts

Recommendations for how to allocate 401k with Fidelity. Just switched jobs and have to move from Merrill Lynch to Fidelity

like

Hi all. I’m having an HSG, SHG and endometrial biopsy done next week. What can I expect from these? Is a biopsy painful? The nurse said it wasn’t but I find that hard to believe.

like

How many maximum leaves can be encashed after leaving the company in IBM?

Anyone had successful egg freezing experience and willing to dm/talk about it? By successful, I mean became mom/dad with the frozen eggs when they were ready. I’m 38 and am looking to freeze my eggs but read about low success rates online and am questioning whether it makes sense.

like

I’m very frustrated because I’ve been interviewing with companies for 6-8 months to only be rejected at the final round consistently.

I have lots of relevant experience and I articulate it well but they don’t think it’s a “fit” for them. Finance firms are the only ones that interview me, can’t break into other industries. I feel trapped in my current role and everything is taking a huge toll on my mental health.

Does anyone have tips on how to manage this?

like

Moved to industry thinking it’d be easier and less stressful. Definitely easier but the stress now is coming from never knowing if I’m doing a good enough job because I’m not as busy as I used to be. I feel like I could get fired at any point. Also, there’s a huge emphasis here on meetings and socializing, whereas I’m more used to getting my stuff done and keeping the client happy. Can anyone relate? Is this what anxiety feels like?

like

My wife and I are expecting our first! Getting close to the end of the first trimester. Have others done genetic testing? We're trying to decide if we should and curious what others have done.

like
like

On 15mg adderall xr daily for ~1yr. When I’m consistent with it, i notice i lose things less and am a bit more organized, but don’t feel more energized/focused. Should i try something else?

Took ADHD meds for the first time yesterday and today, but didn’t really feel any effect? Is that normal? Does it usually take sustained use to “kick in”?

Can we take leaves during probation?

like

OK... I am trying to practice mindfulness. Any hint s or helpful advice to keep me focused and going?

like

Settling a debate- is it unethical to tell your confused, alcohol detox patient (who is violent and threatening staff over liquor) that the mix of apple juice and ginger ale you are handing them is angry orchard? Yes, the pt did calm down and laughed when he learned what his mocktale really was a few days later. Yes, this is a Wisconsin hospital.

like

My life is objectively ok, but I just don’t want to live. I have been feeling this way for 18 years. I talk to my therapist about it, but nothing she says give me the will to live. Anti-depressants make me sick - dizziness, insomnia. I’m still living...but I just don’t want to. Is there anything better in this life to look forward to?

like

Do you prescribe fluconazole in pregnancy? The most recent study says that it causes musculoskeletal malformations in babies.

like

My husband and I are in our first stages of TTC. I’m also applying to jobs and interviewing and have been seeing some compensation packages that include some type of financial assistance for “family planning” and what not. Can anyone offer insight what that means at the company you’re currently at? Or if you have experiencing discussing/utilizing this benefit?

like

I recently went freelance as an EP and started my own LLC as well (to get the full benefits of being a freelancer). Some agencies and clients want to pay on a W2 versus 1099 / as an independent contractor. Should I still take the gig if W2 or stand my ground and pass?

like

What are some of hidden benefits PwC offer ?

likefunny
likehelpful

More Posts

Not the best at planning trips, but want to visit Jackson hole for a weekend for the views & outdoors. Does anyone have a recommended itinerary they could share?

like

I got an offer from a B4, which I accepted about a month ago but I haven’t started yet because I’m still going through the public trust clearance process. With that said, technically, I am not an employee yet, correct? Today, I received an offer from company B (minority owned 8A Certified small business) for a much better compensation. How do I use this offer to negotiate at the B4? Is it acceptable, though, I have already accepted an offer at B4? What would you do in this situation?

like

Full form of CS&A

like

Peers don’t notice or comment on my Rolex. Clients always seem to notice and spin up conversations around it. 🤔

Hi Fishes.. 10 YOE experience in Procurement profile... Any referrals pls.
Thanks..

like

Anyone at BlackRock could advise me : I recently received an offer from them and background check is 75% done as per the recruiter and I can hand in my notice to the current employer. Do you recommend I should do it now or wait for background check to complete successfully? I have not done this before, so any guidance much appreciated. TIA! BlackRock

like

Anyone dealt with Sharia compliant lenders for buying a house? Would you suggest one? For context, I am based out of Chicago. TIA

like

Here goes nothing….26 F (muslim) in the Northeast. Please only DM if you are local and looking for something serious

like
like

Thoughts on EY tax dsg program?

Is this even active anymore????

Post Photo
like

How do you determine zakat? What percentage of Total savings and I have a house and I receive rental income and pay mortgage? How do I determine the zakat on it

like

Do any of you ever look back to how you were prior to public and think wtf happened to me?

likefunny

How do you calculate zakat when you have cash, house with mortgage, investment property with debt, car with loan?

I still feel like a little kid paying dress up every day.

like

Applause awards - thoughts if there is any deeper reason or meaning behind receiving one.

like

Any reason why IQVIA insisted employees to open salary account only in HDFC /standard chartered eventhough pay roll portal shows option to select other banks as well? checked with pay roll portal third party team (excelity) if I can opt for other banks and they are ok with that if it's in the list of banks in the payroll portal option

likehelpful

Do you inform a potential client if handling their matter will be your first time filing that type of pleading, handling that type of case, etc?

like

$3200/month is worth for Riyadh in Saudi? Having offer from Accenture of 35L. Riyad is better or staying at India n join to Accenture is good?

like

What sort of marketing role(s) does a general strategy consulting toolkit make a consultant looking to exit into industry in the marketing function well suited for?

like

Additional Posts in Org Development & Human Capital

Phr vs waiting for sphr?
Taking the credential and want to prep.

Hi! Has anyone switched to McKinsey and BCG with <2.5 years of experience, pre-MBA. Would love to eventually work in their HC/organization practices.

likehelpful

Is the SPHR or PHR license necessary to pivot into human capital? I have a MBA from a Top 15 school. Any thoughts?

Can anyone recommend a boutique OD/Change consultancy...looking for a change out of a big four but want to continue within consulting

like

Anybody from PWC workforce transformation willing to talk to me? Want to learn more about the firm and practice. Thanks!

like

I’m ready to exit Recruiting. Any tips on transitioning to I/O Psych or org development?

like

I would appreciate some advice on how to prepare for a first round of virtual interviews for a leadership and organizational change position at a global consulting firm. Should I focus on the job description and how I can deliver (based on my resume) on the activities spelled out in the key requirements section? Should I spend time reviewing the social media posts of the people who will be interviewing me to gain insights into the role? Thanks for your advice!

like

I’m a recruiter who would like to eventually pivot to HR but I don’t have an HR degree. I’m considering pursing a Masters degree however am torn between HR or Org Psych/Org Development. Would love to hear folks’ perspective of either degree!

likehelpful

Hi All,

Looking to understand which is a better option between Consultant at Accenture T&O v/s Consultant at Deloitte Human Capital for Netherlands. Looking to understand things like culture, work pressure, growth opportunities, etc.

PS: I m currently working as a Senior Consultant with EY India.

One thing I see is Consultant at Accenture us better than Consultant at Deloitte from a job level perspective.

Thanks in advance! 😁

like

Currently at a Boutique in the Midwest with exp. in OCM and ERP functional imp, interested in moving to Boston and switching firms with OCM/OE practices. 3 yr out of ugrad with 1 promo. Any openings?

What professional organizations in this field are you a part of or do you recommend joining? SHRM,ATD,OD Network?

like

Hey Fishies need a recommendation on an international coaching certification. I am a senior HR professional with SPHR and SHRM-SCP certification. I am interested in coaching for career advancement. Thank you for your recommendations

like

Has anyone transitioned from a consultant role to an internal HR role? Thinking about this move

like

Hello! I’m new here and looking for positions in talent management specifically as a Talent Business Partner or HR Business Partner. Open to relocating but more interested in remote positions or local in Washington DC or Northern Virginia. I have a master’s degree in I/O psychology, SHRM-CP and 7+ years of talent management experience. If anyone is hiring, please let me know!

Anybody at Deloitte have any interview tips for sr consultant in hcm? It’s a 3 round interview and first one is on Monday.

like

Ideas or success stories for masters degrees related to HCM/Org effectiveness? Was it worth it? What was the impact?

like

What does successful change management look like to you? What metrics do you use to measure the success of ocm?

likehelpful