Has anyone tried websites like Fundrise ? How was your experience ?

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Posting as :
works at
You are currently posting as works at

Curious too. Mint keeps pushing for it.

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Same 😂

For what?

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Hi everyone,

I'm having pre-joining session scheduled today. Please let me know the agenda of this session.

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Hey all Optum is giving 10,25,000 base salary what will be the in hand please its urgent.Optum

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Does anyone knows a company that is hiring. I've worked with health insurance for over 20 years. I am stagnated on my current job. The salary I am looking for is $48,000 or more. I live in greenville, sc

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Looking to make a move. Working with two different recruiters (I reached out to 1, the other reached out to me). Each ask what else I have in the pipeline? Do I tell them abt other firms Ive met with?

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Happy New year 2022, dear Fishes!

May this new year fullfill all your wishes and give you all the happiness & health you wanted 🎊🎉🥳.

"May the force be with you"🖖


Thank you for being Awesome.🤝



Thanks & Regards
Your Friend

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Currently doing some ok work, but have a job offer with a 30% raise doing different work. Love the people where I'm at. Don't know the new team yet. What would you do?

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Any recs for a good quality standing desk that doesn’t break the bank? Ideally looking for something on the larger side (debating if a corner / L shape desk would be better than a standard rectangle, but either way want plenty of room for monitors, 2 laptops, notebooks / paperwork etc). TIA for any recs and/or brands to avoid!

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Job offer extended but now some red flags… I was extended an offer today with a pay raise and great benefits. It’s in a field that interests me more but, now some red flags have come up. They voided my offer after asking for time off way in advance in December of this year & the pay that was discussed on the phone is different from my offer letter. I asked the recruiter to clarify and she said I must’ve not heard her correctly on the phone. I’m not having second thoughts… I was excited.

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Can I bring 10 lakh per annum under 5% tax bracket?

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What's the best career advice you ever received? What's the best resource you used to help further your career?

smartlike

Hey Fishes, help me out!! I have an offer from Deloitte India LLP for Data Scientist as a Senior Consultant.

I have received an offer of 16LPA as fixed and 18 as all(Not Sure what if its Variable Pay or not)

YOE - 5 years

Also quality of work?

Is it fine? Thoughts please !

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Anyone hiring Finance roles for 2021?

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35F recently moved to London. Please DM me if interested to connect.

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What is the Chicago job market for HR Specialist positions? What companies are hiring? Thank you

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Things I miss most pre COVID - concerts and festivals 😑

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Slalom 🐠 , what’s your WLB like? I have seen some of you posting good things about your WLB. Should I try to make a jump? I like the intellectually fulfilling part of consulting, but the overscope and culture issues at current employer overshadows that. Maybe there’s a consulting firm out there with good WLB 🥸

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Best high yield savings account ?

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Any idea what’s the salary like for a L61 TPM at Microsoft in UAE? Looking to move from Redmond to Dubai and was wondering how my salary would change.

How difficult is it to jump from audit to FPA VP as a snr manager? Is it better to switch to advisory first then go to industry?

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Hi fishes.

I have offers from Amadeus and Deloitte. YOE - 4.5, SDET. Amadeus offering 18L fixed+ 1.5 Variable+ 75k Joining bonus. Deloitte is offering 16 Fixed+ 1.6 Variable +1.5L joining bonus. Which one should I choose if I am looking job stability and learning opportunities along with decent work life balance?

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Additional Posts in FIRE Financial Independence Retire Early

How much is your emergency fund? My husband and I are DINKS with 5K monthly expenses but (because we are very privileged) live near family who could help us if something happened. We only keep 5K in our emergency fund because I want to invest as much as I can in index funds.

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Serious question - is there a reverse FIRE strategy? I like the idea of saving and retiring early, but the one hiccup I see (and sorry if this is grim) is if you die earlier than expected. I’d be worried that I would minimize lifestyle and fun for retirement at 50 but I’d die at 49. How about a way to work 9 months out of the year and retire/travel/relax for 3 months? This way you guaranteed your dreams/etc. are fulfilled

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I’m buying a home! It’s a little tight but here is my monthly cost breakdown ($9k/mo take home):

$3k mortgage
$500 for 15 months for new floors
$210 for 12 months for roof repairs
$300 groceries ($75/week)
$100 eating out
$150 estimated utilities
= $4260

Leftover = $4740

Investment Allocation:
$2k in HYSA
$2.2k in VTI
$540 leftover just in case

Is this a good budget to stick to? Also I may be able to subtract $800-$900 because I’m planning on renting out a room!

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I have 60k in the bank and have no idea what to do with it. Ik it’s a sin to have that much in an account and not making it work for me. I’m not saving for any big purchases either. I’m not too savvy when it comes to investing and really want to strengthen my financial/investing understandings. I plan on sitting down with an advisor. Any advice?

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How much do you donate each month/year? What is your total comp and age?

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Best way to forecast net worth/future growth?

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Single and spending 40k a year (rent, expenses). how much do you all spend?

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Started/maxed out my 2020 IRA on Friday at the market high without knowing and now my whole portfolio is down 2-5% already 😔

likefunny

Where do I begin figuring out the actual execution of retiring? e.g if net worth is > 4mm at age 35, how would one figure out what FIRE lifestyle would be now versus coasting with an income for a few more years? I realize this is a pretty dumb question.

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I’m contributing post-tax 401k offered by my employer to take advantage of the mega backdoor Roth. How often do people roll it over to their Roth IRA account? Like every month? I understand that any gains rolled over would be subject to tax but don’t expect it much given the market is down currently.

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What’s an ideal minimum net worth to have by 30 years old? I know everyone’s path is different and retirement plan is different, so let’s go with HCOL area for someone looking to retire by 55.

Pro tips for increasing your credit score?

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I am 31. I have $750k in assets and 400 in liab. Net worth is 350. Largest assets (excluding real estate) are 120k in 401k, 40k in brokerage, 20k in crypto, 25k cash. Own property totaling $550k (2 condos) but debt of 350k so 200k of my net worth is in real estate. Student loans of 30k. Thread continued 👇🏽

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I heard someone make a bold statement that contributing to a traditional 401k versus a Roth 401k were the exact same assuming the same tax rate. I ran the numbers and to my surprise they were not wrong (even considering the earnings). Can anyone explain why a Roth would ever make sense given that income will likely be lower and therefore lower tax rate in retirement?

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Last year I started funding my Roth IRA through Vanguard in a Target Retirement Funds. After reading a few post about the tax disadvantage of using a Target Retirement Funds, I am thinking I need to shake things up. Would you suggest moving the funds in Mutual Funds, such as VTSAX? Let me know your thoughts and best strategy to make the switch with minimal tax effect.

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I just discovered about Mega Backdoor today since my firm offers it. What’s the % or $K you put into it? Just want to gauge. Thinking of putting 10%.

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Can I open a new roth ira without directing contributing to it, even tho I make over the income threshold? I need to close my current one because of the residency requirement and also rollover my roth 401k

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Always been a fan of FIRE and reading about it has definitely helped my finances but I can’t help but wonder if the movement is more about lifestyle change than early retirement.

After you achieve FI,you basically have to maintain the lifestyle that got you there.

What if you want to go on a lavish vacation or buy that flatscreen TV? Are you supposed to do away with material goods entirely? I suppose you could keep working for discretionary $ and live off interest but then you’re not retired.

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I am still waiting on a 2k federal tax refund from the 2019 tax year. I’ve called 20+ times over the past year, and haven’t gotten more than “we are working through an unprecedented backlog and will get to it soon.” Anyone in a similar boat and/or have any advice other than wait?

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